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Sunlight Techcu

“Can a Silicon Valley credit union leverage fintech partnerships — particularly Sunlight Financial's solar POS platform — to scale specialty consumer lending far beyond its geographic membership base?”

Founded1960
HQSan Jose, California, USA
IndustryBank / Community
The story

Technology Credit Union (Tech CU) is a Silicon Valley-based credit union with a 63-year history, primarily serving technology sector employees and their families. Its most notable embedded-finance pivot has been into green/solar lending: since 2015, it has been the primary capital provider behind Sunlight Financial's point-of-sale residential solar loan platform, representing one of the nation's largest and longest residential solar loan partnerships. Tech CU also operates Tech Capital LLC, a wholly-owned asset-based lending subsidiary, diversifying beyond consumer credit union products into commercial ABL.

Last 12 months
—
Product timeline
2015
Tech CU began its partnership with Sunlight Financial to fund residential solar loans.· lending
2020
Tech CU expanded its Sunlight Financial partnership, committing to fund more than $2 billion in solar loans and enabling over 80,000 homeowners to go solar.· lending
2021
Tech CU extended the Sunlight Financial partnership a fourth time, committing to fund nearly $2.5 billion in additional residential solar and storage loans over three years.· lending
Regulated entities
1
regulatory licence held by Sunlight Techcu
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
Same company
Sunlight Techcu was analysed under more than one name on the same domain, so its stack is split across these dossiers. Each was analysed independently and may name providers the others do not.
Tech CU3 layers →
The stack
1 layer disclosed in Sunlight Techcu’s embedded-finance stack
Lending
sunlight financialResidential solar loans (5–25 year, point-of-sale via Sunlight Financial platform)Asset-based lending (Tech Capital LLC, in-house)Consumer loans
Accounting gap: none

Sunlight Techcu — frequently asked

Who provides Sunlight Techcu's lending?

Sunlight Techcu's lending and capital products are provided by sunlight financial.

Where is Sunlight Techcu headquartered?

Sunlight Techcu is founded in 1960 and headquartered in San Jose, California, USA.

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