← Embedded Finance Index 2026/Vendor

SumUp

Provider

PSP

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 6 companies across 1 category.

sumup.com ↗Also analysed as a company — its own stack →

CategoriesPSP
Rank#70 of 538 in PSP
Buyers6 companies
HeadquartersLondon, England, United Kingdom
Founded2012

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Founders & story · from SumUp’s own dossier

Founded in 2012 as a simple card reader company for micro-merchants, SumUp steadily expanded from hardware into a full financial OS for small businesses. The launch of SumUp Business Account and the Mastercard business card moved the company into BaaS-adjacent territory, while SumUp Cash Advance (2020) marked a deliberate push into embedded lending. The 2024 Adyen partnership signals SumUp is now competing on settlement speed and banking infrastructure depth, not just payment acceptance hardware.

Latest round: Debt Financing

Recent developments

2024-06SumUp and Adyen announce strategic partnership to deliver accelerated settlements and faster payouts to millions of SMEs across Europe and UK. source ↗
2023-08SumUp raises US$100M credit facility from Victory Park Capital to fund expansion of SumUp Cash Advance product. source ↗
2023-08SumUp Cash Advance expanded to Germany, France, Ireland, and the Netherlands. source ↗
2024-05-13Secured €1.5 billion cash injection led by Goldman Sachs. source ↗

Full dossier: SumUp’s own stack, layer by layer →

Who uses SumUp

6 companies disclose SumUp in their stack

GASTROFIX Wizishop Bookingkit ProGBat TicketingHub Orderry

Buyer mix · 6 of 6 classified

E-commerce / Platform · 1Vertical SaaS / Construction · 1Vertical SaaS / Repair & Field Services · 1Vertical SaaS / Restaurants · 1Vertical SaaS / Tours & Attractions Ticketing · 1Vertical SaaS / Tours, Activities & Attractions · 1

EU · 4 UK · 2

What the disclosures say

GASTROFIX

“support.gastrofix.com articles document Lightspeed Payments setup with Verifone terminals and a separate SumUp integration for card acceptance.”

Wizishop

“help.wizishop.com/hc payment methods articles list Stripe, Mollie, SumUp, HiPay, and a long list of French bank gateways (BNP Paribas Axepta/Mercanet, Crédit Mutuel Monetico, Société Générale Paypage, Payzen banks, Systempay, Clic & Pay).”

Bookingkit

“Help article 'Management of on-site payments with SumUp' names SumUp for on-site payments.”

ProGBat

“doc.progbat.com PayPlug and SumUp integration pages — 'PayPlug est un établissement de paiement agréé par la Banque de France (ACPR) depuis 2016' and 'Activez le Bluetooth … connectez-vous au terminal SumUp Air'.”

TicketingHub

“SumUp case study (sumup.com/en-gb/business-guide/cashless-travel-payment-systems-made-easy) confirms SumUp partnership.”

Orderry

“orderry.com/integrations/ lists Square, Stripe, SumUp, PayPal POS (Zettle) as payment integrations; help.orderry.com references Stripe Payment Link, Tap to Pay by Stripe, and SumUp integration”

The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent SumUp? Claim this profile above to unlock your own full list.

What SumUp runs on · from its own dossier

The third-party providers SumUp itself discloses, layer by layer — the vendor as a buyer. Distinct from the companies above that disclose SumUp.

PSP

Adyen

BaaS

Community Federal Savings Bank Fifth Third Bank

Card Issuing

Mastercardissuing entity not disclosed

Open Banking

TrueLayer

Full dossier with evidence for each layer →

Alternatives to SumUp

Other PSP providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Stripe782 buyers →Adyen278 buyers →PayPal153 buyers →Checkout.com113 buyers →Worldpay89 buyers →Mollie64 buyers →Braintree56 buyers →checkout56 buyers →

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SumUp — frequently asked

Which companies use SumUp?

6 companies disclose SumUp in their stack in the Embedded Finance Index 2026, including GASTROFIX, Wizishop, Bookingkit, ProGBat, TicketingHub and Orderry.

What does SumUp do?

SumUp is an embedded-finance provider in PSP. It ranks #70 of 538 PSP providers by disclosed buyers.

What are the alternatives to SumUp?

The most-disclosed PSP alternatives to SumUp are Stripe (782 buyers), Adyen (278 buyers), PayPal (153 buyers), Checkout.com (113 buyers), Worldpay (89 buyers) and Mollie (64 buyers).

Where is SumUp headquartered?

SumUp is founded in 2012 and headquartered in London, England, United Kingdom.

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