REPAY
ProviderEmbedded-finance provider tracked in the Embedded Finance Index — disclosed by 4 companies across 2 categories.
CategoriesSpend / AP, PSP
Rank#168 of 528 in PSP
Buyers4 companies
HeadquartersAtlanta, Georgia, USA
Founded2006
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Founders & story · from REPAY’s own dossier
Founded in 2006 as a full-service electronic payment processor for retail merchants, REPAY grew through acquisitions to serve specialized verticals including consumer lending, receivables management, and ERP-integrated AP/AR payments. The company went public in 2019 and expanded into processing ISOs and Payfacs, offering white-labeled payment solutions and Instant Funding for loan disbursements. REPAY now positions itself as an embedded payments infrastructure provider for vertical software platforms—particularly in lending, healthcare, automotive, and ERP ecosystems.
Latest round: Post-IPO Debt
Who uses REPAY
4 companies disclose REPAY in their stack
Buyer mix · 4 of 4 classified
Infrastructure / Lending · 1Vertical SaaS / Automotive Dealerships · 1Vertical SaaS / Credit Unions · 1Vertical SaaS / Dealer Management (Powersports, Marine, RV, Trailer, OPE, Golf) · 1
What the disclosures say
Lightspeed DMS“REPAY partner page: 'REPAY vendor payment automation, available directly within the Lightspeed DMS...”
LoanPro“LoanPro's Secure Payments API developer docs enumerate native integrations with ACHQ, Accept Pay Global/EFT Canada, Actum, Authorize.net, Cybersource, FLEX, LoanPaymentPro, Payix, Repay, and TabaPay, plus NACHA (US ACH) and CPA-005 (Canadian EFT) file generation.
[coerced currencies: kept "USD", also reported: CAD]”
Mahalo“REPAY partner page at partners.repay.com explicitly names Mahalo and describes integrated payment processing for credit unions on the Mahalo platform, covering omni-channel payment methods, tokenized card data, instant funding, and recurring payments.”
DealerSocket“DealerSocket's own 'Repay 2.0 Integration Ending' page names Peri by Solera as the preferred payment provider replacing Repay 2.0, Paymaxx Pro, and Sigma inside IDMS for credit card processing.”
The complete buyer list and each company’s full embedded-finance stack are in the
Embedded Finance Index report. Represent REPAY? Claim this profile above to unlock your own full list.
Sample distribution — illustrative only, not REPAY’s actual buyers.
🇺🇸 United States · 40🇬🇧 United Kingdom · 22🇩🇪 Germany · 14🇮🇳 India · 12🇫🇷 France · 9🇸🇬 Singapore · 7🇦🇺 Australia · 6🇧🇷 Brazil · 5+2 more
What REPAY runs on · from its own dossier
The third-party providers REPAY itself discloses, layer by layer — the vendor as a buyer. Distinct from the companies above that disclose REPAY.
Alternatives to REPAY
Other PSP providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
Share this rank
An embeddable badge for REPAY’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.
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<a href="https://www.embeddedfinanceindex.com/vendors/repay?ref=badge">
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alt="Ranked #168 of 528 in PSP — Embedded Finance Index 2026">
</a>
<img src="https://www.embeddedfinanceindex.com/api/badge/repay/install" width="1" height="1" alt="" style="display:none">REPAY — frequently asked
Which companies use REPAY?
4 companies are linked to REPAY in the Embedded Finance Index 2026, through their own public disclosures or REPAY's published customer list, including Lightspeed DMS, LoanPro, Mahalo and DealerSocket.
What does REPAY do?
REPAY is an embedded-finance provider in Spend / AP and PSP. It ranks #168 of 528 PSP providers by linked companies.
Where is REPAY headquartered?
REPAY is founded in 2006 and headquartered in Atlanta, Georgia, USA.
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