Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 2 companies across 3 categories.
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Prosper is a UK FCA-authorised wealth platform aggregating savings, ISA, pension, and investment products in one app. It distributes UK bank savings products (FSCS-protected) via partner Bondsmith and holds invested assets via Seccl as custodian (owned by Octopus Group). The strategy is to monetise via fund-fee refunds and tiered subscription rather than platform fees.
Full dossier: Prosper’s own stack, layer by layer →Other BaaS providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
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<img src="https://www.embeddedfinanceindex.com/api/badge/prosper/install" width="1" height="1" alt="" style="display:none">2 companies are linked to Prosper in the Embedded Finance Index 2026, through their own public disclosures or Prosper's published customer list, including Osper and WebBank.
Prosper is an embedded-finance provider in BaaS, Card Issuing and Lending. It ranks #315 of 347 BaaS providers by linked companies.
The most-named BaaS alternatives to Prosper are Evolve Bank & Trust (72 buyers), Sutton Bank (64 buyers), Cross River (57 buyers), Pathward (47 buyers), ClearBank (40 buyers) and Thread Bank (35 buyers).
Prosper was founded by Nick Perrett and is headquartered in London, United Kingdom.
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