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PagueVeloz

Provider
PSPBaaSOpen Banking

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 2 companies across 3 categories.

pagueveloz.com ↗Also analysed as a company — its own stack →
CategoriesPSP, BaaS, Open Banking
Rank#479 of 538 in PSP
Buyers2 companies
HeadquartersBlumenau, SC, Brazil (with São Paulo office)
Founded2012
Raised$477.5K (pre-Serasa acquisition)

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Founders & story · from PagueVeloz’s own dossier

Founded 2012 in Blumenau as a receivables-and-boleto fintech with card terminals for SMBs, PagueVeloz was accelerated by Darwin Startups and later became part of the Serasa Experian group. It evolved from POS/boleto processing into a full payment institution offering digital accounts, Pix, and payment links. In 2026 it structured a R$2B FIDC with Itaú BBA to scale data-driven SME credit, positioning itself as Serasa's embedded-finance arm leveraging bureau data and Open Finance rails.

Latest round: Acquired by Serasa Experian
Recent developments
  • 2026-03Structured R$2B FIDC with Itaú BBA to expand SME credit source ↗
  • 2026-03Surpassed 1M organic Open Finance consents; case study with Sensedia source ↗
Full dossier: PagueVeloz’s own stack, layer by layer →
Who uses PagueVeloz
2 companies disclose PagueVeloz in their stack
SerasaSerasa Experian
Buyer mix · 2 of 2 classified
Fintech / Credit bureau · 1Infrastructure / Identity · 1
LATAM · 2
What the disclosures say
Serasa
“Serasa Limpa Nome terms name PagueVeloz Serviços de Pagamento LTDA (CNPJ 03.816.413/0001-37) as the payment institution intermediating payments; PagueVeloz was acquired by Serasa in 2021.”
Serasa Experian
“Consent term (descomplica.serasaexperian.com.br) explicitly authorizes Serasa to collect banking/transactional data from PagueVeloz under Open Finance.”
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What PagueVeloz runs on · from its own dossier
The third-party providers PagueVeloz itself discloses, layer by layer — the vendor as a buyer. Distinct from the companies above that disclose PagueVeloz.
KYC
Serasa Experian
Open Banking
Sensedia
Full dossier with evidence for each layer →
Alternatives to PagueVeloz

Other PSP providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Stripe782 buyers →Adyen278 buyers →PayPal153 buyers →Checkout.com113 buyers →Worldpay89 buyers →Mollie64 buyers →Braintree56 buyers →checkout56 buyers →
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Ranked #479 of 538 in PSP — Embedded Finance Index 2026
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PagueVeloz — frequently asked

Which companies use PagueVeloz?

2 companies disclose PagueVeloz in their stack in the Embedded Finance Index 2026, including Serasa and Serasa Experian.

What does PagueVeloz do?

PagueVeloz is an embedded-finance provider in PSP, BaaS and Open Banking. It ranks #479 of 538 PSP providers by disclosed buyers.

What are the alternatives to PagueVeloz?

The most-disclosed PSP alternatives to PagueVeloz are Stripe (782 buyers), Adyen (278 buyers), PayPal (153 buyers), Checkout.com (113 buyers), Worldpay (89 buyers) and Mollie (64 buyers).

Where is PagueVeloz headquartered?

PagueVeloz is founded in 2012 and headquartered in Blumenau, SC, Brazil (with São Paulo office).

How much funding has PagueVeloz raised?

PagueVeloz has raised $477.5K (pre-Serasa acquisition) in total.

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