Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 2 companies across 1 category.
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Founded in 1968 as Brazil's dominant credit bureau, Serasa was acquired by Experian in 2007. The company has evolved from pure credit reporting into a 'datatech' offering embedded finance infrastructure — most notably MOVA, a Credit-as-a-Service platform that lets non-banks offer BNPL, sales financing and receivables-backed credit. Recent moves into agentic AI (Agente Serasa Empresas on WhatsApp), Open Finance consent flows, and anti-fraud (ClearSale integration) position it as the credit and identity rails of Brazilian embedded finance.
Other KYC providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
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<img src="https://www.embeddedfinanceindex.com/api/badge/serasa-experian/install" width="1" height="1" alt="" style="display:none">2 companies disclose Serasa Experian in their stack in the Embedded Finance Index 2026, including PagueVeloz and MOVA | Credit as a Service.
Serasa Experian is an embedded-finance provider in KYC. It ranks #46 of 64 KYC providers by disclosed buyers.
The most-disclosed KYC alternatives to Serasa Experian are Sumsub (40 buyers), Onfido (35 buyers), Persona (35 buyers), Veriff (35 buyers), Stripe (24 buyers) and Socure (23 buyers).
Serasa Experian is founded in 1968 and headquartered in São Paulo, Brazil.
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