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Paddle

Provider
PSPFX / Payouts

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 4 companies across 2 categories.

paddle.com ↗Also analysed as a company — its own stack →
CategoriesPSP, FX / Payouts
Rank#99 of 528 in PSP
Buyers4 companies
HeadquartersLondon, UK
Founded2012
FoundersChristian Owens, Harrison Rose
Raised$293M

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Founders & story · from Paddle’s own dossier

Paddle started in 2012 as a payments/billing tool for software sellers, but its defining pivot was becoming the Merchant of Record (MoR) for SaaS — Paddle itself is the seller on record, so it handles global sales tax, VAT, chargebacks, and payment processing for its customers. The 2022 ProfitWell acquisition added retention and metrics, giving Paddle a fuller SaaS-billing suite versus Stripe Billing/Chargebee/Recurly. Since 2023 Paddle has been migrating customers off Paddle Classic onto Paddle Billing, and in 2024 aggressively expanded into mobile in-app purchase alternatives following the Epic v. Apple ruling.

Latest round: Series D, May 2022
Recent developments
  • 2025-10Updated Master Services Agreement (Oct 2025). source ↗
  • 2026Launched Lovable Payments (embedded Paddle billing inside Lovable) — 'from prompt to payments'. source ↗
Acquisitions
ProfitWell2022
Subscription analytics, retention (Retain) and metrics platform for SaaS; became ProfitWell Metrics inside Paddle.
Full dossier: Paddle’s own stack, layer by layer →
Who uses Paddle
4 companies disclose Paddle in their stack
FieldServicelyLovableLaravelFortinet
Buyer mix · 4 of 4 classified
Cybersecurity / Network Security · 1Horizontal SaaS / AI App Builder · 1Horizontal SaaS / Developer Tools · 1Vertical SaaS / Field Service Management · 1
US · 2MENA · 1EU · 1
What the disclosures say
FieldServicely
“Terms of Service: 'Paddle.com serves as the merchant of record for FieldServicely's services.'”
Lovable
“Lovable documentation at docs.lovable.dev/features/payments explicitly states: 'Built-in payments are currently powered by two providers: Paddle and Stripe.' Stripe listed Lovable as a customer (stripe.com/customers).”
Laravel
“Laravel Cashier docs cover both Stripe and Paddle integrations; Spark supports both Stripe and Paddle as payment providers.”
Fortinet
“URL: https://www.paddle.com/customers/how-fortinet-training-institute-optimized-self-serve-billing”
View source · paddle.com ↗
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Paddle? Claim this profile above to unlock your own full list.
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What Paddle runs on · from its own dossier
The third-party providers Paddle itself discloses, layer by layer — the vendor as a buyer. Distinct from the companies above that disclose Paddle.
PSP
StripeAdyencheckoutrazorpayglobal payments
Full dossier with evidence for each layer →
Alternatives to Paddle

Other PSP providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Stripe782 buyers →Adyen317 buyers →PayPal153 buyers →checkout.com114 buyers →worldpay88 buyers →Mollie63 buyers →Braintree57 buyers →Pix50 buyers →
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Ranked #99 of 528 in PSP — Embedded Finance Index 2026
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Paddle — frequently asked

Which companies use Paddle?

4 companies are linked to Paddle in the Embedded Finance Index 2026, through their own public disclosures or Paddle's published customer list, including FieldServicely, Lovable, Laravel and Fortinet.

What does Paddle do?

Paddle is an embedded-finance provider in PSP and FX / Payouts. It ranks #99 of 528 PSP providers by linked companies.

What are the alternatives to Paddle?

The most-named PSP alternatives to Paddle are Stripe (782 buyers), Adyen (317 buyers), PayPal (153 buyers), checkout.com (114 buyers), worldpay (88 buyers) and Mollie (63 buyers).

Who founded Paddle?

Paddle was founded by Christian Owens and Harrison Rose and is founded in 2012, headquartered in London, UK.

How much funding has Paddle raised?

Paddle has raised $293M in total.

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