Bank tracked in the Embedded Finance Index. Named by 2 companies, most often as their banking-as-a-service.
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2 companies name OPay Microfinance Bank in their stack. The most common role is banking-as-a-service (2). A company can use the same bank for more than one thing.
Other banks named for BaaS in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
An embeddable badge for OPay Microfinance Bank’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.
<a href="https://www.embeddedfinanceindex.com/vendors/opay-microfinance-bank?ref=badge">
<img src="https://www.embeddedfinanceindex.com/api/badge/opay-microfinance-bank.svg"
alt="Ranked #203 of 347 in BaaS — Embedded Finance Index 2026">
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<img src="https://www.embeddedfinanceindex.com/api/badge/opay-microfinance-bank/install" width="1" height="1" alt="" style="display:none">2 companies disclose OPay Microfinance Bank in their stack in the Embedded Finance Index 2026, including OPay and BlueRidge Micro Finance Bank.
OPay Microfinance Bank is a bank. Companies in the Embedded Finance Index 2026 name it as their banking-as-a-service (2), card issuer (1) and lending partner (1).
The most-disclosed BaaS alternatives to OPay Microfinance Bank are Evolve Bank & Trust (72 buyers), Sutton Bank (64 buyers), Cross River (56 buyers), Pathward (47 buyers), ClearBank (40 buyers) and Thread Bank (35 buyers).
Get a read on where your own stack stands against OPay Microfinance Bank and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.