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← Embedded Finance Index 2026/Vendor

Mastercard Open Finance

Provider
Open Banking

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 3 companies across 1 category.

mastercardopenfinance.com ↗
CategoriesOpen Banking
Rank#36 of 87 in Open Banking
Buyers3 companies

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Who uses Mastercard Open Finance
3 companies disclose Mastercard Open Finance in their stack
MastercardZEN.COMOscilar
Buyer mix · 3 of 3 classified
Fintech / Neobank · 1Infrastructure / Payments · 1Infrastructure / Risk Decisioning · 1
US · 2UK · 1
What the disclosures say
Mastercard
“Mastercard Open Finance payment initiation service documented at developer.mastercard.com.”
ZEN.COM
“ZEN.COM runs pay-by-bank (account-to-account payment initiation) through Mastercard Open Finance in Germany, Austria, Spain, Belgium, the Netherlands, Italy, Portugal, Ireland and Lithuania, live since September 2026 for merchant acceptance and wallet top-ups (https://www.zen.com/newsroom/zen-com-brings-pay-by-bank-to-…”
View source · zen.com ↗
Oscilar
“Oscilar's own marketplace pages document integrations with Plaid, Mastercard Open Finance (Finicity), MX Technologies, Codat, Rutter, and Argyle as data sources customers can wire into risk workflows.”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Mastercard Open Finance? Claim this profile above to unlock your own full list.
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Alternatives to Mastercard Open Finance

Other Open Banking providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Plaid296 buyers →Salt Edge59 buyers →GoCardless57 buyers →MX56 buyers →TrueLayer43 buyers →Tink41 buyers →Yapily40 buyers →Powens19 buyers →
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Ranked #36 of 87 in Open Banking — Embedded Finance Index 2026
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Mastercard Open Finance — frequently asked

Which companies use Mastercard Open Finance?

3 companies are linked to Mastercard Open Finance in the Embedded Finance Index 2026, through their own public disclosures or Mastercard Open Finance's published customer list, including Mastercard, ZEN.COM and Oscilar.

What does Mastercard Open Finance do?

Mastercard Open Finance is an embedded-finance provider in Open Banking. It ranks #36 of 87 Open Banking providers by linked companies.

What are the alternatives to Mastercard Open Finance?

The most-named Open Banking alternatives to Mastercard Open Finance are Plaid (296 buyers), Salt Edge (59 buyers), GoCardless (57 buyers), MX (56 buyers), TrueLayer (43 buyers) and Tink (41 buyers).

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