← Embedded Finance Index 2026/Vendor

M-PESA

Provider
PSPBaaS

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 4 companies across 2 categories.

mpesa.com ↗Also analysed as a company — its own stack →
CategoriesPSP, BaaS
Rank#89 of 496 in PSP
Buyers4 companies
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Who uses M-PESA
4 companies disclose M-PESA in their stack
Safaricom M-Pesa AfricaEquitelM-KOPASafaricom
Buyer mix · 4 of 4 classified
Fintech / Lending · 1Fintech / Mobile money · 1Fintech / Mobile money (MVNO + bank) · 1Fintech / SMB banking · 1
Africa · 3UK · 1
What the disclosures say
Safaricom M-Pesa Africa
“CBK Directory lists Safaricom PLC as licensed PSP 'to issue, process, store, send and facilitate mobile money payments'; Daraja Developer Portal exposes M-PESA APIs.”
Safaricom
“M-PESA and Lipa Na M-PESA are self-operated payment rails.”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent M-PESA? Claim this profile above to unlock your own full list.
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Alternatives to M-PESA

Other PSP providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Stripe692 buyers →Adyen256 buyers →PayPal134 buyers →Checkout.com105 buyers →Worldpay78 buyers →Mollie56 buyers →Braintree52 buyers →Pix50 buyers →
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Ranked #89 of 496 in PSP — Embedded Finance Index 2026
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