Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 2 companies across 1 category.
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Lendica Corp. was founded in 2020 as an embedded lending platform for SMBs, offering vertical SaaS partners an API/widget (iBranch) to deliver PayLater (AP financing) and FundNow (AR financing) products. In 2026 the company adopted a Daylit d/b/a and expanded positioning toward an 'Accounts Receivable Intelligence Platform', bundling AI-driven AR workflows on top of the existing financing stack. A separate, unrelated Croatian 'Lendica' entity went out of business in 2022 — the US-based Lendica Corp. (now Daylit) continues to operate.
Other Lending providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
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alt="Ranked #108 of 259 in Lending — Embedded Finance Index 2026">
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<img src="https://www.embeddedfinanceindex.com/api/badge/lendica/install" width="1" height="1" alt="" style="display:none">2 companies disclose Lendica in their stack in the Embedded Finance Index 2026, including Scanpay and Treez.
Lendica is an embedded-finance provider in Lending. It ranks #108 of 259 Lending providers by disclosed buyers.
The most-disclosed Lending alternatives to Lendica are Affirm (64 buyers), Klarna (54 buyers), YouLend (45 buyers), Mambu (36 buyers), Stripe Capital (33 buyers) and Wisetack (27 buyers).
Lendica is founded in 2020 and headquartered in Boston, MA, United States.
Lendica has raised $110M (latest round) in total.
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