Scanpay
“Can a Stripe-native payments app become the financial operating system for independent home-service professionals?”
ScanPay (legally StorePay, Inc., d/b/a ScanPay) is a fintech-enabled payments platform targeting mobile, on-site field service professionals — contractors, HVAC technicians, locksmiths, plumbers — who need to collect payments without a card reader. The company built its stack almost entirely on top of Stripe, using Stripe Payments for acquiring, Stripe Treasury for business deposit accounts (funds held at Fifth Third Bank), and Stripe Issuing for a co-branded Visa commercial card issued by Celtic Bank. Embedded lending (merchant capital via Lendica and consumer financing via Sunbit and Klarna) was added to increase revenue per merchant and reduce checkout abandonment on large-ticket jobs.