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klippa

Provider
Spend / AP

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 4 companies across 1 category.

klippa.com ↗Also analysed as a company — its own stack →Open Banking Tracker profile ↗
CategoriesSpend / AP
Rank#18 of 74 in Spend / AP
Buyers4 companies
HeadquartersGroningen, Netherlands
Founded2015

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Founders & story · from klippa’s own dossier

Founded in 2015 as a receipt-scanning app, Klippa evolved into a broader Intelligent Document Processing (IDP) and expense management SaaS business, offering both its DocHorizon (IDP platform) and SpendControl (pre-accounting and expense management) products. The company expanded into embedded finance by partnering with Pliant in 2023 to issue Visa business credit cards directly to its SpendControl customers, deepening its role in the corporate spend lifecycle. Klippa was subsequently acquired by German ECM vendor Doxis (SERgroup Holding International), with products now being rebranded under the Doxis umbrella.

Latest round: Buyout/LBO (acquired by Doxis / SERgroup Holding International)
Recent developments
  • 2026-03Klippa published Privacy Statement v6.0, noting product rebranding under Doxis. source ↗
  • 2025Klippa acquired by / merged with Doxis (SERgroup Holding International, Germany); operating as a subsidiary. source ↗
Full dossier: klippa’s own stack, layer by layer →
Who uses klippa
4 companies disclose klippa in their stack
SolvinityZenegyBas ConsultancyWeclapp
Buyer mix · 4 of 4 classified
Horizontal SaaS / HR & Payroll · 1Infrastructure / BaaS · 1Vertical SaaS / ERP · 1Vertical SaaS / Finance & Consulting · 1
EU · 4
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What klippa runs on · from its own dossier
The third-party providers klippa itself discloses, layer by layer — the vendor as a buyer. Distinct from the companies above that disclose klippa.
Card Issuing
Pliant
Card Network
Visa
Accounting API
Rutter
Full dossier with evidence for each layer →
Alternatives to klippa

Other Spend / AP providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

BILL40 buyers →Brex38 buyers →Ramp27 buyers →Tipalti19 buyers →Pleo14 buyers →findity11 buyers →Melio10 buyers →Pliant9 buyers →
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An embeddable badge for klippa’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.

Ranked #18 of 74 in Spend / AP — Embedded Finance Index 2026
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<a href="https://www.embeddedfinanceindex.com/vendors/klippa?ref=badge">
  <img src="https://www.embeddedfinanceindex.com/api/badge/klippa.svg"
       alt="Ranked #18 of 74 in Spend / AP — Embedded Finance Index 2026">
</a>
<img src="https://www.embeddedfinanceindex.com/api/badge/klippa/install" width="1" height="1" alt="" style="display:none">

klippa — frequently asked

Which companies use klippa?

4 companies are linked to klippa in the Embedded Finance Index 2026, through their own public disclosures or klippa's published customer list, including Solvinity, Zenegy, Bas Consultancy and Weclapp.

What does klippa do?

klippa is an embedded-finance provider in Spend / AP. It ranks #18 of 74 Spend / AP providers by linked companies.

What are the alternatives to klippa?

The most-named Spend / AP alternatives to klippa are BILL (40 buyers), Brex (38 buyers), Ramp (27 buyers), Tipalti (19 buyers), Pleo (14 buyers) and findity (11 buyers).

Where is klippa headquartered?

klippa is founded in 2015 and headquartered in Groningen, Netherlands.

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