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← Embedded Finance Index 2026/Vendor

Klarna Kosma

Provider
Open Banking

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 5 companies across 1 category.

klarnakosma.com ↗Open Banking Tracker profile ↗
CategoriesOpen Banking
Rank#22 of 87 in Open Banking
Buyers5 companies

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Who uses Klarna Kosma
5 companies disclose Klarna Kosma in their stack
KBCKBC BankiBillyUniCreditMoss
Buyer mix · 5 of 5 classified
Bank / National · 3Fintech / Consumer banking · 1Horizontal SaaS / Spend Management · 1
EU · 5
What the disclosures say
Moss
“IBS Intelligence article (ibsintelligence.com/ibsi-news/moss-partners-with-klarna-kosma-to-boost-european-expansion/) names Moss as partnering with Klarna Kosma for open banking to support European expansion — TIER 1 known_customer_listing.”
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Alternatives to Klarna Kosma

Other Open Banking providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Plaid296 buyers →Salt Edge59 buyers →GoCardless57 buyers →MX56 buyers →TrueLayer43 buyers →Tink41 buyers →Yapily40 buyers →Powens19 buyers →
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An embeddable badge for Klarna Kosma’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.

Ranked #22 of 87 in Open Banking — Embedded Finance Index 2026
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Klarna Kosma — frequently asked

Which companies use Klarna Kosma?

5 companies are linked to Klarna Kosma in the Embedded Finance Index 2026, through their own public disclosures or Klarna Kosma's published customer list, including KBC, KBC Bank, iBilly, UniCredit and Moss.

What does Klarna Kosma do?

Klarna Kosma is an embedded-finance provider in Open Banking. It ranks #22 of 87 Open Banking providers by linked companies.

What are the alternatives to Klarna Kosma?

The most-named Open Banking alternatives to Klarna Kosma are Plaid (296 buyers), Salt Edge (59 buyers), GoCardless (57 buyers), MX (56 buyers), TrueLayer (43 buyers) and Tink (41 buyers).

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