← Embedded Finance Index 2026/Vendor

Karmen

Provider

Lending

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 2 companies across 1 category.

karmen.com ↗

CategoriesLending
Rank#106 of 255 in Lending
Buyers2 companies

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Who uses Karmen

2 companies disclose Karmen in their stack

Silvr SEQINO

Buyer mix · 2 of 2 classified

Fintech / Lending · 1Vertical SaaS / E-invoicing · 1

EU · 2

What the disclosures say

Silvr

“LinkedIn notes Silvr's assets were taken over by Karmen in November 2025.”

SEQINO

“karmen.io/en/partner/seqino — 'Seqino x Karmen — Manage your invoices with Seqino, and finance them with Karmen.”

The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Karmen? Claim this profile above to unlock your own full list.

Alternatives to Karmen

Other Lending providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Affirm63 buyers →Klarna48 buyers →YouLend45 buyers →Mambu35 buyers →Stripe Capital30 buyers →Wisetack27 buyers →Liberis21 buyers →finmid16 buyers →

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An embeddable badge for Karmen’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.

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<a href="https://www.embeddedfinanceindex.com/vendors/karmen?ref=badge">
  <img src="https://www.embeddedfinanceindex.com/api/badge/karmen.svg"
       alt="Ranked #106 of 255 in Lending — Embedded Finance Index 2026">
</a>
<img src="https://www.embeddedfinanceindex.com/api/badge/karmen/install" width="1" height="1" alt="" style="display:none">

Karmen — frequently asked

Which companies use Karmen?

2 companies disclose Karmen in their stack in the Embedded Finance Index 2026, including Silvr and SEQINO.

What does Karmen do?

Karmen is an embedded-finance provider in Lending. It ranks #106 of 255 Lending providers by disclosed buyers.

What are the alternatives to Karmen?

The most-disclosed Lending alternatives to Karmen are Affirm (63 buyers), Klarna (48 buyers), YouLend (45 buyers), Mambu (35 buyers), Stripe Capital (30 buyers) and Wisetack (27 buyers).

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