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SEQINO

Can a French-native e-invoicing PDP, backed by a regional bank (Crédit Mutuel Arkéa), become the default invoice + payment rail for French SMBs and accounting firms ahead of the e-invoicing mandate?

Founded2021
HQGif sur Yvette, France
Latest roundAcquired
IndustryVertical SaaS / E-invoicing
The story

SEQINO is a French e-invoicing SaaS launched in 2021 under Axe Innovation SAS, positioned to capture the French e-invoicing reform (PDP / Plateforme Agréée) opportunity targeting SMBs and accounting firms. The company was acquired by / integrated into Groupe Crédit Mutuel Arkéa, anchoring a banking-distribution channel and giving it sponsor credibility for embedded payment flows. The product now bundles e-invoicing, pre-accounting automation, supplier invoice management, and bank-account-based payments/collections, with API integrations into French accounting suites (Sage, CEGID, MyUnisoft, Inqom, ACD, Welyb, Odoo).

Last 12 months
2023-05
2026-04
Product timeline
0
Acquired by / integrated into Groupe Crédit Mutuel Arkéa· acquisition
0
Registered as Plateforme Agréée (PDP) for French e-invoicing reform· compliance
2021
SEQINO founded by Axe Innovation SAS in Gif-sur-Yvette, France· founding
2023
Certified NF203 and NF525 by AFNOR/Infocert for e-invoicing compliance· compliance
Regulated entities
1
regulatory licence held by SEQINO
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
4 layers disclosed in SEQINO’s embedded-finance stack
Payments / PSP
SEQINO Payments (self-operated, via Crédit Mutuel Arkéa rails)
Lending
in the full report
Unified APIs
in the full report
Accounting
in the full report
Accounting gap: none
13 more providers across 3 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.