Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 9 companies across 1 category.
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Founded in 2021 by ex-consumer-lending operators, Kanmon set out to be the full-stack lending infrastructure for vertical SaaS, marketplaces, and financial institutions serving SMBs. Rather than a pure API-only orchestrator, Kanmon holds its own state lending licenses, deploys its own balance sheet, and handles servicing and collections — positioning itself against orchestration-only competitors like Parafin and Kanmon-adjacent players by taking on credit risk directly and paying partners a revenue share.
Other Lending providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
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alt="Ranked #19 of 254 in Lending — Embedded Finance Index 2026">
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<img src="https://www.embeddedfinanceindex.com/api/badge/kanmon/install" width="1" height="1" alt="" style="display:none">9 companies are linked to Kanmon in the Embedded Finance Index 2026, through their own public disclosures or Kanmon's published customer list, including NorthOne, MoeGo, Monite, PingPong, SPS Commerce, TikTok Creator Card, Nuvei, Cleo and TikTok Shop.
Kanmon is an embedded-finance provider in Lending. It ranks #19 of 254 Lending providers by linked companies.
The most-named Lending alternatives to Kanmon are Affirm (65 buyers), Klarna (55 buyers), YouLend (45 buyers), Mambu (36 buyers), Stripe Capital (33 buyers) and Wisetack (27 buyers).
Kanmon was founded by Mengxi Lu and Rohit Sharma and is founded in 2021, headquartered in San Mateo, CA (with San Francisco presence).
Kanmon has raised $9.2M in total.
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