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← Embedded Finance Index 2026/Vendor

iDEAL

Provider
PSP

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 3 companies across 1 category.

ideal.com ↗Also analysed as a company — its own stack →
CategoriesPSP
Rank#151 of 538 in PSP
Buyers3 companies
HeadquartersAmsterdam, Netherlands
Founded2005

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Founders & story · from iDEAL’s own dossier

iDEAL launched in 2005 as a consortium-operated Dutch online banking payment method under Currence, enabling authenticated bank-redirect payments. It became the dominant online payment method in the Netherlands. In 2025–2026, Wero (the European mobile payment initiative backed by major European banks) acquired iDEAL, triggering a migration from the iDEAL brand to iDEAL | Wero and eventually to the broader Wero scheme.

Recent developments
  • 2026-Q1Stripe announced iDEAL is rebranding to iDEAL | Wero and advised merchants to update integrations; full migration to Wero rails expected during 2026–2027. source ↗
Full dossier: iDEAL’s own stack, layer by layer →
Who uses iDEAL
3 companies disclose iDEAL in their stack
CitoTestDomeCurrence
Buyer mix · 3 of 3 classified
Horizontal SaaS / HR & Recruiting · 1Infrastructure / Payments · 1Vertical SaaS / Education (Assessment & Testing) · 1
EU · 3
What the disclosures say
Cito
“Veelgestelde vragen EP-examens: 'Betaling gaat alleen via iDEAL en de factuur ontvangt u per mail en in uw portaal.'”
TestDome
“For large contracts, we also accept alternative payment methods (wire transfers, purchase orders, Amazon Pay, Alipay, WebMoney, Sofort, iDEAL, Giropay and UnionPay).' Homepage mentions 'PCI Level 1 payment gateway'.”
Currence
“Stripe documentation explicitly states 'All major Dutch banks are members of Currence, the organization that operates iDEAL | Wero.' Currence is the scheme/brand owner; PSPs certify against Currence rules to participate.”
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Alternatives to iDEAL

Other PSP providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Stripe782 buyers →Adyen278 buyers →PayPal153 buyers →Checkout.com113 buyers →Worldpay89 buyers →Mollie64 buyers →Braintree56 buyers →checkout56 buyers →
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Ranked #151 of 538 in PSP — Embedded Finance Index 2026
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<a href="https://www.embeddedfinanceindex.com/vendors/ideal?ref=badge">
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       alt="Ranked #151 of 538 in PSP — Embedded Finance Index 2026">
</a>
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iDEAL — frequently asked

Which companies use iDEAL?

3 companies disclose iDEAL in their stack in the Embedded Finance Index 2026, including Cito, TestDome and Currence.

What does iDEAL do?

iDEAL is an embedded-finance provider in PSP. It ranks #151 of 538 PSP providers by disclosed buyers.

What are the alternatives to iDEAL?

The most-disclosed PSP alternatives to iDEAL are Stripe (782 buyers), Adyen (278 buyers), PayPal (153 buyers), Checkout.com (113 buyers), Worldpay (89 buyers) and Mollie (64 buyers).

Where is iDEAL headquartered?

iDEAL is founded in 2005 and headquartered in Amsterdam, Netherlands.

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