Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 2 companies across 1 category.
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Founded in 2016 as a cloud-native payments infrastructure provider, Form3 positioned itself as a Payments-as-a-Service platform for banks and fintechs, enabling access to multiple payment schemes via a single API. The company has progressively expanded from core account-to-account payment processing to include overlay services such as fraud prevention (in partnership with Feedzai) and regulatory compliance tools like Verification of Payee. In 2026, Form3 extended its deployment model with an Enterprise Edition for self-managed on-premise and private cloud deployments, signalling a move upmarket toward large institutions requiring full infrastructure control.
Other PSP providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
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alt="Ranked #248 of 528 in PSP — Embedded Finance Index 2026">
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<img src="https://www.embeddedfinanceindex.com/api/badge/form3/install" width="1" height="1" alt="" style="display:none">2 companies are linked to Form3 in the Embedded Finance Index 2026, through their own public disclosures or Form3's published customer list, including Nationwide and Aion Bank.
Form3 is an embedded-finance provider in PSP. It ranks #248 of 528 PSP providers by linked companies.
The most-named PSP alternatives to Form3 are Stripe (782 buyers), Adyen (317 buyers), PayPal (153 buyers), Checkout.com (114 buyers), Worldpay (88 buyers) and Mollie (63 buyers).
Form3 is founded in 2016 and headquartered in London, England, United Kingdom.
Form3 has raised $333.2M in total.
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