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First Century Bank

Bank
BaaSPSPLendingSponsor Bank

Bank tracked in the Embedded Finance Index. Named by 4 companies, most often as their banking-as-a-service.

firstcenturybank.com ↗
TypeBank
Used asBanking-as-a-Service, Lending partner, Payments & acquiring
Rank#113 of 340 in BaaS
Buyers4 companies

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How companies use First Century Bank

4 companies name First Century Bank in their stack. The most common role is banking-as-a-service (3). A company can use the same bank for more than one thing.

Banking-as-a-Service3
Lending partner1
Payments & acquiring1
Sponsor bank1
First Century Bank’s APIs · from Open Banking Tracker

Open Banking Tracker has no developer portal on file for First Century Bank. 2 aggregators connect to its accounts.

Reachable through
Mastercard Open Banking (formerly Finicity)Plaid
From Open Banking Tracker’s open dataset, record “First Century Bank”. Full bank profile on Open Banking Tracker ↗
Who uses First Century Bank
4 companies disclose First Century Bank in their stack
Ingo MoneyJpaySanta Barbara Tax Products GroupSelf
Buyer mix · 4 of 4 classified
Fintech / Lending · 1Fintech / Tax-related financial services · 1Infrastructure / Payments · 1Vertical SaaS / Corrections & Incarceration Services · 1
US · 4
What the disclosures say
Ingo Money
“known_customer_listings: First Century Bank publicly lists Ingo Money as customer at bankingembedded.com. trust_legal / compliance: 'Sunrise Banks, N.A. and Ingo Money, Inc.”
Jpay
“First Century Bank and Metropolitan Commercial Bank are listed as JPay customers at bankingembedded.com, indicating they serve as banking partners for JPay's account and money-movement infrastructure.”
Santa Barbara Tax Products Group
“sbtpg.com credit-debit-card-payments page lists 2.9%+25¢ per card transaction and 1% per eCheck; sbtpg.com homepage and 2025 FSA confirm Green Dot Bank as banking/disbursement partner; known_customer_listings confirms First Century Bank relationship; refund transfers disbursed via direct deposit, prepaid Visa, or cashi…”
Self
“bankingembedded.com/companies/self publicly lists First Century Bank, Sunrise Banks, SouthState Bank, and Lead Bank as partner banks for Self Financial.”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent First Century Bank? Claim this profile above to unlock your own full list.
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Other banks in BaaS

Other banks named for BaaS in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Evolve Bank & Trust71 buyers →Sutton Bank63 buyers →Cross River56 buyers →Pathward48 buyers →ClearBank39 buyers →Thread Bank35 buyers →Community Federal Savings Bank30 buyers →GBank27 buyers →
Share this rank

An embeddable badge for First Century Bank’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.

Ranked #113 of 340 in BaaS — Embedded Finance Index 2026
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<a href="https://www.embeddedfinanceindex.com/vendors/first-century-bank?ref=badge">
  <img src="https://www.embeddedfinanceindex.com/api/badge/first-century-bank.svg"
       alt="Ranked #113 of 340 in BaaS — Embedded Finance Index 2026">
</a>
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First Century Bank — frequently asked

Which companies use First Century Bank?

4 companies are linked to First Century Bank in the Embedded Finance Index 2026, through their own public disclosures or First Century Bank's published customer list, including Ingo Money, Jpay, Santa Barbara Tax Products Group and Self.

What do fintechs use First Century Bank for?

First Century Bank is a bank. Companies in the Embedded Finance Index 2026 name it as their banking-as-a-service (3), lending partner (1) and payments & acquiring (1).

What are the alternatives to First Century Bank?

The most-named BaaS alternatives to First Century Bank are Evolve Bank & Trust (71 buyers), Sutton Bank (63 buyers), Cross River (56 buyers), Pathward (48 buyers), ClearBank (39 buyers) and Thread Bank (35 buyers).

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