Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 4 companies across 1 category.
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Founded in 2015 as a prepaid corporate debit card issuance platform aimed at startups, Emburse evolved through acquisitions (including Certify) into a full-stack travel and expense management suite serving enterprise customers. In 2022 it pivoted downmarket with Emburse Spend, an interchange-based SMB product competing with Brex and Ramp. The company is now backed by private equity and positions itself as an all-in-one spend management and payment automation platform, embedding global reimbursements, corporate cards, and B2B payment rails into a unified workflow.
Other Spend / AP providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
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alt="Ranked #16 of 74 in Spend / AP — Embedded Finance Index 2026">
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<img src="https://www.embeddedfinanceindex.com/api/badge/emburse/install" width="1" height="1" alt="" style="display:none">4 companies are linked to Emburse in the Embedded Finance Index 2026, through their own public disclosures or Emburse's published customer list, including Janney, Amazon Business, Bbva and Amadeus.
Emburse is an embedded-finance provider in Spend / AP. It ranks #16 of 74 Spend / AP providers by linked companies.
The most-named Spend / AP alternatives to Emburse are BILL (40 buyers), Brex (38 buyers), Ramp (27 buyers), Tipalti (19 buyers), Pleo (14 buyers) and findity (11 buyers).
Emburse was founded by Peter Lai and is founded in 2015, headquartered in Dallas, TX, United States.
Emburse has raised $170.1M in total.
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