Janney
“Can a 190-year-old regional full-service broker-dealer modernise its back-office and client-facing financial infrastructure while competing with RIA aggregators and digital wealth platforms?”
Founded in 1832, Janney Montgomery Scott is one of the oldest full-service broker-dealers and investment advisory firms in the US, headquartered in Philadelphia. Operating as an independently owned subsidiary of The Penn Mutual Life Insurance Company, Janney serves individual investors, families, corporations, and institutional clients through over 100 offices. Its embedded finance profile is relatively traditional — centred on wealth management, cash management, and lending solutions for high-net-worth clients — with modern SaaS tooling (e.g., Emburse for T&E) layered on top of its legacy infrastructure.