Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 2 companies across 2 categories.
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Founded in 2020 by Ralph Rogge (formerly of YouLend), Crezco began as an open-banking payment link product for SMB invoice collection inside accounting platforms like Xero and Sage. It evolved into an embedded payables API — a 'payments infrastructure for platforms' — covering bill payments, payroll, and expenses on Faster Payments (UK) and SEPA (EU) rails, with international FX layered on. Its core positioning shifted from a direct-to-SMB tool to a B2B infrastructure layer sold to accounting software vendors and vertical SaaS platforms under a white-label API model.
Other PSP providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
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alt="Ranked #429 of 533 in PSP — Embedded Finance Index 2026">
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<img src="https://www.embeddedfinanceindex.com/api/badge/crezco/install" width="1" height="1" alt="" style="display:none">2 companies disclose Crezco in their stack in the Embedded Finance Index 2026, including Xero and iplicit.
Crezco is an embedded-finance provider in PSP and Open Banking. It ranks #429 of 533 PSP providers by disclosed buyers.
The most-disclosed PSP alternatives to Crezco are Stripe (750 buyers), Adyen (272 buyers), PayPal (145 buyers), Checkout.com (112 buyers), Worldpay (87 buyers) and Mollie (58 buyers).
Crezco was founded by Ralph Rogge and is founded in 2020, headquartered in London, England, United Kingdom.
Crezco has raised $16.1M in total.
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