Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 3 companies across 1 category.
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Founded in 2005 as a transparent payment processor for financial institutions and SMBs, Clearent expanded its reach through a merger with Transaction Services Group in 2021 to form Xplor Technologies. The company evolved from a standalone processor into an embedded payments platform targeting vertical SaaS ISVs, particularly in dental, medical aesthetics, and field services. In 2025, it launched Xplor Capital (via Parafin) to extend into embedded lending, and rebranded the U.S. payments business to Xplor Pay — signaling a strategic shift toward PayFac-as-a-Service and full embedded finance infrastructure for software platforms.
Other PSP providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
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alt="Ranked #134 of 538 in PSP — Embedded Finance Index 2026">
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<img src="https://www.embeddedfinanceindex.com/api/badge/clearent/install" width="1" height="1" alt="" style="display:none">3 companies disclose Clearent in their stack in the Embedded Finance Index 2026, including FieldEdge, EZLynx and Dispatch.
Clearent is an embedded-finance provider in PSP. It ranks #134 of 538 PSP providers by disclosed buyers.
The most-disclosed PSP alternatives to Clearent are Stripe (782 buyers), Adyen (278 buyers), PayPal (153 buyers), Checkout.com (113 buyers), Worldpay (89 buyers) and Mollie (64 buyers).
Clearent is founded in 2005 and headquartered in Clayton, MO (historically); Atlanta, GA (post-Xplor merger).
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