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BMO Bank

Bank
Sponsor BankBaaSCard IssuingLending

Bank tracked in the Embedded Finance Index. Named by 6 companies, most often as their banking-as-a-service.

bmobank.com ↗
TypeBank
Used asBanking-as-a-Service, Card issuer, Lending partner
Rank#68 of 340 in BaaS
Buyers6 companies

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How companies use BMO Bank

6 companies name BMO Bank in their stack. The most common role is banking-as-a-service (5). A company can use the same bank for more than one thing.

Banking-as-a-Service5
Card issuer2
Lending partner1
Sponsor bank1
Who uses BMO Bank
6 companies disclose BMO Bank in their stack
Pinnacle PaymentsExtendBMO Harris BankPaysafeBmoGrounded
Buyer mix · 6 of 6 classified
Bank / National · 2Fintech / Cross-border payments · 1Fintech / Insurtech · 1Fintech / Payments · 1Vertical SaaS / Automotive · 1
US · 4UK · 1Canada · 1
What the disclosures say
Pinnacle Payments
“Pathward, BMO Bank, Citizens Bank, The Bancorp Bank, and FFB Bank listed as banking relationships on bankingembedded.com/companies/pinnacle-payments (TIER 1 known_customer_listings).”
BMO Harris Bank
“BMO's own credit-card product pages identify BMO Bank, N.A. as the issuer with Mastercard as the network (Mastercard Zero Liability, Mastercard Guide to Benefits, Master RoadAssist®).”
Grounded
“BMO Bank publicly lists Grounded as a customer on bankingembedded.com (TIER 1 known_customer_listings).”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent BMO Bank? Claim this profile above to unlock your own full list.
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Other banks in BaaS

Other banks named for BaaS in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Evolve Bank & Trust71 buyers →Sutton Bank63 buyers →Cross River56 buyers →Pathward48 buyers →ClearBank39 buyers →Thread Bank35 buyers →Community Federal Savings Bank30 buyers →GBank27 buyers →
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Ranked #68 of 340 in BaaS — Embedded Finance Index 2026
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BMO Bank — frequently asked

Which companies use BMO Bank?

6 companies are linked to BMO Bank in the Embedded Finance Index 2026, through their own public disclosures or BMO Bank's published customer list, including Pinnacle Payments, Extend, BMO Harris Bank, Paysafe, Bmo and Grounded.

What do fintechs use BMO Bank for?

BMO Bank is a bank. Companies in the Embedded Finance Index 2026 name it as their banking-as-a-service (5), card issuer (2) and lending partner (1).

What are the alternatives to BMO Bank?

The most-named BaaS alternatives to BMO Bank are Evolve Bank & Trust (71 buyers), Sutton Bank (63 buyers), Cross River (56 buyers), Pathward (48 buyers), ClearBank (39 buyers) and Thread Bank (35 buyers).

Benchmark your own stack

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