Regional Finance
“Can a branch-based consumer installment lender scale digital origination and servicing while maintaining its community footprint in underserved markets?”
HQGreenville, South Carolina, USA
IndustryFintech / Lending
The story
Regional Finance is the consumer brand of Regional Management Corp., a publicly traded specialty consumer finance company focused on personal installment loans to near-prime and non-prime borrowers. The business operates primarily through a physical branch network supplemented by digital application and servicing capabilities. The company sells optional credit protection insurance (life, disability, involuntary unemployment, personal property, vehicle) as an ancillary product alongside its loan offerings.
Last 12 months
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Product timeline
2023
Updated Online Privacy Policy published under Regional Management Corp. umbrella, formalizing digital servicing and online application capabilities.· pivot
Regulated entities
1
regulatory licence held by Regional Finance
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
2 layers disclosed in Regional Finance’s embedded-finance stack
Lending
Personal installment loansOptional credit protection (life, disability, involuntary unemployment, personal property, vehicle insurance bundled with loans)
Unified APIs
in the full report
Accounting gap: none
1 more provider across 1 layer, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.