Nfm Lending
“Can a digitally-enabled independent mortgage lender scale nationally while retaining the local loan originator relationship that drives purchase volume?”
Founded1998
HQLinthicum, MD, USA
IndustryFintech / Lending
The story
NFM Lending was established in 1998 as a residential mortgage lender operating under NFM, Inc. Over its 26-year history, the company has focused exclusively on home loans, growing into a national lender with local loan originators. The company has invested in digital origination technology to allow borrowers to complete applications electronically, but has not diversified into banking, insurance, or other embedded finance verticals. Its regulatory stack reflects a deep mortgage focus: FHA, VA, Fannie Mae, Freddie Mac, and Ginnie Mae approvals.
Last 12 months
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Product timeline
1998
NFM, Inc. founded and begins operating as NFM Lending, a residential mortgage lender.· lending
2024
NFM Lending reports having helped over 221,600 homebuyers over its 26-year history.· lending
Regulated entities
FHA-Approved Non-Supervised Mortgagee
US
NFM, Inc. dba NFM Lending
Veterans Affairs Automatic Lender
US
NFM, Inc. dba NFM Lending
Approved Fannie Mae Seller/Servicer
US
NFM, Inc. dba NFM Lending
Approved Freddie Mac Seller/Servicer
US
NFM, Inc. dba NFM Lending
Approved Ginnie Mae Issuer/Servicer
US
NFM, Inc. dba NFM Lending
NMLS Licensed Mortgage Company
US
NFM, Inc. dba NFM Lending
The stack
Accounting gap: none