Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 3 companies across 1 category.
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Founded in France circa 2018, Alma built a BNPL installment payments platform targeting European merchants in e-commerce and point-of-sale. The company secured over $210M in combined equity and debt financing by 2022 and expanded from France into Germany, Belgium, Spain, and Italy. To scale operations, Alma partnered with Swan to automate merchant payout reconciliation via SEPA debit APIs and virtual cards, reducing operational overhead while growing its merchant base past 21,800 across Europe.
Other Lending providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
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alt="Ranked #47 of 255 in Lending — Embedded Finance Index 2026">
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<img src="https://www.embeddedfinanceindex.com/api/badge/alma/install" width="1" height="1" alt="" style="display:none">3 companies are linked to Alma in the Embedded Finance Index 2026, through their own public disclosures or Alma's published customer list, including Maisons Du Monde, SNCF Connect and La Redoute.
Alma is an embedded-finance provider in Lending. It ranks #47 of 255 Lending providers by linked companies.
The most-named Lending alternatives to Alma are Affirm (65 buyers), Klarna (55 buyers), YouLend (46 buyers), Mambu (36 buyers), Stripe Capital (33 buyers) and Wisetack (27 buyers).
Alma is founded in 2018 and headquartered in Paris, France.
Alma has raised $210M+ in total.
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