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Embedded Finance Index/Statistics

Embedded finance statistics US 2026

The most-used embedded finance providers among 2,447 fintechs headquartered in the US, category by category (Embedded Finance Index, October 2026).

Updated · Source: Embedded Finance Index, October 2026 · Full regional report →

Most-named embedded finance providers in the US 2026

  • 2,447 of the 6,588 companies in the Embedded Finance Index (37.1%) are headquartered in the US (Embedded Finance Index, October 2026). Details →
  • Sutton Bank is the most-named Banking-as-a-Service (BaaS) provider among fintechs headquartered in the US, linked to 48 companies there through their public disclosures and provider customer lists (Embedded Finance Index, October 2026). Details →
  • Evolve Bank & Trust is the most-named sponsor bank among fintechs headquartered in the US, linked to 73 companies there through their public disclosures and provider customer lists (Embedded Finance Index, October 2026). Details →
  • Marqeta is the most-named card-issuing platform among fintechs headquartered in the US, linked to 36 companies there through their public disclosures and provider customer lists (Embedded Finance Index, October 2026). Details →
  • Visa is the most-named card network among fintechs headquartered in the US, linked to 114 companies there through their public disclosures and provider customer lists (Embedded Finance Index, October 2026). Details →
  • Stripe is the most-named payment service provider (PSP) among fintechs headquartered in the US, linked to 367 companies there through their public disclosures and provider customer lists (Embedded Finance Index, October 2026). Details →
  • Stripe Connect is the most-named embedded payments provider among fintechs headquartered in the US, linked to 81 companies there through their public disclosures and provider customer lists (Embedded Finance Index, October 2026). Details →
  • Plaid is the most-named open banking and financial data API provider among fintechs headquartered in the US, linked to 228 companies there through their public disclosures and provider customer lists (Embedded Finance Index, October 2026). Details →
  • Gusto Embedded is the most-named embedded payroll or earned wage access provider among fintechs headquartered in the US, linked to 32 companies there through their public disclosures and provider customer lists (Embedded Finance Index, October 2026). Details →
  • Affirm is the most-named embedded lending provider among fintechs headquartered in the US, linked to 45 companies there through their public disclosures and provider customer lists (Embedded Finance Index, October 2026). Details →
  • Cover Genius is the most-named embedded insurance provider among fintechs headquartered in the US, linked to 12 companies there through their public disclosures and provider customer lists (Embedded Finance Index, October 2026). Details →
  • Stripe is the most-named FX and cross-border payouts provider among fintechs headquartered in the US, linked to 27 companies there through their public disclosures and provider customer lists (Embedded Finance Index, October 2026). Details →
  • Stripe is the most-named KYC and identity verification vendor among fintechs headquartered in the US, linked to 21 companies there through their public disclosures and provider customer lists (Embedded Finance Index, October 2026). Details →
  • Avalara is the most-named embedded tax provider among fintechs headquartered in the US, linked to 8 companies there through their public disclosures and provider customer lists (Embedded Finance Index, October 2026). Details →
  • QuickBooks is the most-named accounting connector among fintechs headquartered in the US, linked to 526 companies there through their public disclosures and provider customer lists (Embedded Finance Index, October 2026). Details →
  • MX is the most-named transaction enrichment provider among fintechs headquartered in the US, linked to 13 companies there through their public disclosures and provider customer lists (Embedded Finance Index, October 2026). Details →
  • Zero Hash is the most-named embedded crypto and stablecoin provider among fintechs headquartered in the US, linked to 21 companies there through their public disclosures and provider customer lists (Embedded Finance Index, October 2026). Details →
  • Modern Treasury is the most-named treasury management provider among fintechs headquartered in the US, linked to 34 companies there through their public disclosures and provider customer lists (Embedded Finance Index, October 2026). Details →
  • Modern Treasury is the most-named ledger infrastructure provider among fintechs headquartered in the US, linked to 30 companies there through their public disclosures and provider customer lists (Embedded Finance Index, October 2026). Details →
  • Brex is the most-named spend management and AP provider among fintechs headquartered in the US, linked to 37 companies there through their public disclosures and provider customer lists (Embedded Finance Index, October 2026). Details →

How to cite these statistics

Embedded Finance Index, October 2026, published by Apideck. https://www.embeddedfinanceindex.com/statistics/us. Figures are recomputed as dossiers are added; quote the month alongside the number.

Statistics by category

Banking-as-a-Service (BaaS) provider statistics 2026Sponsor bank statistics 2026Card-issuing platform statistics 2026Card network statistics 2026Payment service provider (PSP) statistics 2026Embedded payments provider statistics 2026Open banking and financial data API provider statistics 2026Embedded payroll or earned wage access provider statistics 2026Embedded lending provider statistics 2026Embedded insurance provider statistics 2026FX and cross-border payouts provider statistics 2026KYC and identity verification vendor statistics 2026Embedded tax provider statistics 2026Accounting connector statistics 2026Transaction enrichment provider statistics 2026Embedded crypto and stablecoin provider statistics 2026Treasury management provider statistics 2026Ledger infrastructure provider statistics 2026Accounts receivable provider statistics 2026Spend management and AP provider statistics 2026

Statistics by region

Embedded finance statistics EU 2026Embedded finance statistics UK 2026Embedded finance statistics LATAM 2026Embedded finance statistics APAC 2026Embedded finance statistics Africa 2026Embedded finance statistics MENA 2026Embedded finance statistics Canada 2026

More statistics

All embedded finance statisticsStatistics by vendorMonthly deal and news statistics
Analysis
All companies A–ZThe network isn't the only rail anymoreMoney-movement railsBank charter applicationsHow banks sell embedded financeEarly-stage companies to watchConsortiums & alliancesEmbedded finance newsMonthly recap
Leaderboards
Sponsor banksBaaSCard issuingKYC / compliance
Regions
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