Open banking and financial data API providers: market share 2026
- Plaid is the most-named open banking and financial data API provider, linked to 290 companies through their public disclosures and provider customer lists (Embedded Finance Index, October 2026). Details →
- The 5 most-named open banking and financial data API providers are Plaid (290), Apideck (60), Salt Edge (57), MX (56) and GoCardless (53), by number of linked companies (Embedded Finance Index, October 2026). Details →
- 82 open banking and financial data API providers are linked to two or more companies, across 1,326 documented relationships (Embedded Finance Index, October 2026). Details →
- The top 5 open banking and financial data API providers account for 38.9% of all documented open banking and financial data API provider relationships (Embedded Finance Index, October 2026). Details →
How often fintechs disclose their open banking and financial data API provider 2026
- 15.5% of fintechs publicly name their open banking or financial data provider (1,022 of 6,588 companies analyzed) (Embedded Finance Index, October 2026). Details →
- Of fintechs that disclose anything about their open banking and financial data stack, 7.6% name only an own-brand product rather than the underlying provider (Embedded Finance Index, October 2026). Details →
Open banking and financial data API providers by region 2026
- Plaid is the most-named open banking and financial data API provider among fintechs headquartered in the US, linked to 228 companies there through their public disclosures and provider customer lists (Embedded Finance Index, October 2026). Details →
- Salt Edge is the most-named open banking and financial data API provider among fintechs headquartered in the EU, linked to 31 companies there through their public disclosures and provider customer lists (Embedded Finance Index, October 2026). Details →
- TrueLayer is the most-named open banking and financial data API provider among fintechs headquartered in the UK, linked to 26 companies there through their public disclosures and provider customer lists (Embedded Finance Index, October 2026). Details →
- Mono is the most-named open banking and financial data API provider among fintechs headquartered in Africa, linked to 7 companies there through their public disclosures and provider customer lists (Embedded Finance Index, October 2026). Details →
- Plaid is the most-named open banking and financial data API provider among fintechs headquartered in Canada, linked to 12 companies there through their public disclosures and provider customer lists (Embedded Finance Index, October 2026). Details →
How to cite these statistics
Embedded Finance Index, October 2026, published by Apideck. https://www.embeddedfinanceindex.com/statistics/financial-data-apis. Figures are recomputed as dossiers are added; quote the month alongside the number.
Statistics by category
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