Sponsor banks: market share 2026
- Evolve Bank & Trust is the most-named sponsor bank, linked to 97 companies through their public disclosures and provider customer lists (Embedded Finance Index, October 2026). Details →
- The 5 most-named sponsor banks are Evolve Bank & Trust (97), Cross River (64), Sutton Bank (61), Pathward (42) and Celtic Bank (39), by number of linked companies (Embedded Finance Index, October 2026). Details →
- 118 sponsor banks are linked to two or more companies, across 1,222 documented relationships (Embedded Finance Index, October 2026). Details →
- The top 5 sponsor banks account for 24.8% of all documented sponsor bank relationships (Embedded Finance Index, October 2026). Details →
How often fintechs disclose their sponsor bank 2026
- 16.0% of fintechs publicly name their sponsor bank (1,054 of 6,588 companies analyzed) (Embedded Finance Index, October 2026). Details →
- Of fintechs that disclose anything about their sponsor bank stack, 6.2% name only an own-brand product rather than the underlying provider (Embedded Finance Index, October 2026). Details →
Sponsor banks by region 2026
- Evolve Bank & Trust is the most-named sponsor bank among fintechs headquartered in the US, linked to 73 companies there through their public disclosures and provider customer lists (Embedded Finance Index, October 2026). Details →
- Solarisbank is the most-named sponsor bank among fintechs headquartered in the EU, linked to 7 companies there through their public disclosures and provider customer lists (Embedded Finance Index, October 2026). Details →
- Cross River is the most-named sponsor bank among fintechs headquartered in the UK, linked to 6 companies there through their public disclosures and provider customer lists (Embedded Finance Index, October 2026). Details →
- Yes Bank is the most-named sponsor bank among fintechs headquartered in APAC, linked to 6 companies there through their public disclosures and provider customer lists (Embedded Finance Index, October 2026). Details →
How to cite these statistics
Embedded Finance Index, October 2026, published by Apideck. https://www.embeddedfinanceindex.com/statistics/sponsor-banks. Figures are recomputed as dossiers are added; quote the month alongside the number.
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