FX and cross-border payouts providers: market share 2026
- Currencycloud is the most-named FX and cross-border payouts provider, linked to 74 companies through their public disclosures and provider customer lists (Embedded Finance Index, October 2026). Details →
- The 5 most-named FX and cross-border payouts providers are Currencycloud (74), Airwallex (71), Nium (66), Wise Platform (57) and Stripe (57), by number of linked companies (Embedded Finance Index, October 2026). Details →
- 87 FX and cross-border payouts providers are linked to two or more companies, across 1,020 documented relationships (Embedded Finance Index, October 2026). Details →
- The top 5 FX and cross-border payouts providers account for 31.9% of all documented FX and cross-border payouts provider relationships (Embedded Finance Index, October 2026). Details →
How often fintechs disclose their FX and cross-border payouts provider 2026
- 11.5% of fintechs publicly name their FX or payouts provider (760 of 6,588 companies analyzed) (Embedded Finance Index, October 2026). Details →
- Of fintechs that disclose anything about their FX and payouts stack, 28.6% name only an own-brand product rather than the underlying provider (Embedded Finance Index, October 2026). Details →
FX and cross-border payouts providers by region 2026
- Stripe is the most-named FX and cross-border payouts provider among fintechs headquartered in the US, linked to 27 companies there through their public disclosures and provider customer lists (Embedded Finance Index, October 2026). Details →
- Wise Platform is the most-named FX and cross-border payouts provider among fintechs headquartered in the EU, linked to 17 companies there through their public disclosures and provider customer lists (Embedded Finance Index, October 2026). Details →
- Currencycloud is the most-named FX and cross-border payouts provider among fintechs headquartered in the UK, linked to 29 companies there through their public disclosures and provider customer lists (Embedded Finance Index, October 2026). Details →
- Nium is the most-named FX and cross-border payouts provider among fintechs headquartered in Latin America, linked to 6 companies there through their public disclosures and provider customer lists (Embedded Finance Index, October 2026). Details →
- Airwallex is the most-named FX and cross-border payouts provider among fintechs headquartered in APAC, linked to 19 companies there through their public disclosures and provider customer lists (Embedded Finance Index, October 2026). Details →
- Western Union is the most-named FX and cross-border payouts provider among fintechs headquartered in Africa, linked to 7 companies there through their public disclosures and provider customer lists (Embedded Finance Index, October 2026). Details →
- Nium is the most-named FX and cross-border payouts provider among fintechs headquartered in MENA, linked to 6 companies there through their public disclosures and provider customer lists (Embedded Finance Index, October 2026). Details →
- Stripe is the most-named FX and cross-border payouts provider among fintechs headquartered in Canada, linked to 8 companies there through their public disclosures and provider customer lists (Embedded Finance Index, October 2026). Details →
How to cite these statistics
Embedded Finance Index, October 2026, published by Apideck. https://www.embeddedfinanceindex.com/statistics/fx-payouts. Figures are recomputed as dossiers are added; quote the month alongside the number.
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