← Embedded Finance Index 2026

PestPac

Can a 40-year-old pest control vertical SaaS become the financial operating system for PE-backed roll-ups by monetizing payments, consumer financing, and merchant capital on top of scheduling?

HQHolmdel, NJ (parent WorkWave LLC)
IndustryVertical SaaS / Pest Control
The story

PestPac is the flagship pest-control vertical SaaS product owned by WorkWave, a field-service software platform (Holmdel, NJ) serving 8,000+ companies. Over the last several years WorkWave has aggressively layered embedded finance onto the core scheduling/routing/CRM: WorkWave Payments (payment facilitator with card + ACH + text-to-pay), plus WorkWave Fintech (Wisetack pay-over-time financing for homeowners, YouLend merchant capital for the pest-control operators themselves). The pitch — 'businesses with WorkWave integrated payments grow 55% faster' — makes fintech attach a central part of the go-to-market for enterprise pest control operators and PE-backed roll-ups.

Last 12 months
2026-06
2026
2025-02
Product timeline
2018
Launched CustomerConnect+ Logbook and Commercial 4.0 features for commercial pest control· product
2021
Certus selected PestPac to consolidate its 42-acquisition pest control roll-up onto a single platform· customer
2026
Launched integrated Door-to-Door (D2D) sales engine inside PestPac· product
2026
Announced WorkWave Fintech partnerships with Wisetack and YouLend for consumer financing and merchant capital· lending
The stack
3 layers disclosed in PestPac’s embedded-finance stack
Payments / PSP
WorkWave Payments (self-operated PayFac)Worldpay
Lending
in the full report
Accounting
in the full report
Accounting gap: minor
5 more providers across 2 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.