Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 2 companies across 1 category.
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ToolTime is a Berlin-based vertical SaaS for German craftspeople (Handwerker), offering project management, invoicing and workflow tooling. After raising ~€55M and reaching 20,000+ customers, the company launched ToolTime Pay in 2024 — an embedded payments layer using Adyen — to address payment friction in a traditionally cash-heavy craft industry, positioning itself to expand into broader embedded banking and lending products.
Other PSP providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
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<img src="https://www.embeddedfinanceindex.com/api/badge/tooltime-pay/install" width="1" height="1" alt="" style="display:none">2 companies are linked to ToolTime Pay in the Embedded Finance Index 2026, through their own public disclosures or ToolTime Pay's published customer list, including ToolTime and ToolTime Pay Embedded Payments.
ToolTime Pay is an embedded-finance provider in PSP. It ranks #355 of 528 PSP providers by linked companies.
The most-named PSP alternatives to ToolTime Pay are Stripe (782 buyers), Adyen (317 buyers), PayPal (153 buyers), Checkout.com (114 buyers), Worldpay (88 buyers) and Mollie (63 buyers).
ToolTime Pay is founded in 2002 and headquartered in Berlin, Germany.
ToolTime Pay has raised €55M in total.
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