← Embedded Finance Index 2026/Vendor

Token

Provider
Open Banking

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 2 companies across 1 category.

token.com ↗Also analysed as a company — its own stack →
CategoriesOpen Banking
Rank#55 of 78 in Open Banking
Buyers2 companies
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Who uses Token
2 companies disclose Token in their stack
UniversoZoho Books
Buyer mix · 2 of 2 classified
Fintech / Consumer banking · 1Horizontal SaaS / Accounting · 1
EU · 1APAC · 1
What the disclosures say
Universo
“ffnews.com snippet: 'Universo's Portuguese credit card product payments are streamlined through new partnership with Token' — Token is a PIS/open-banking payment initiation provider.”
Zoho Books
“GDPR sub-processor pages reference Yodlee and Token for bank feeds but no identity verification vendors named for Zoho Books specifically.”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Token? Claim this profile above to unlock your own full list.
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Alternatives to Token

Other Open Banking providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Plaid251 buyers →Salt Edge54 buyers →GoCardless46 buyers →TrueLayer43 buyers →Tink39 buyers →Yapily36 buyers →Powens19 buyers →Open Finance Brasil17 buyers →
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Ranked #55 of 78 in Open Banking — Embedded Finance Index 2026
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