Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 2 companies across 1 category.
Claim this profile. Work at Token? Verify your work email to unlock the full buyer list.
Token.io is an open banking infrastructure company headquartered in London, providing account-to-account (A2A) payment infrastructure powered by open banking, built for the payments industry. The company operates as a connectivity layer enabling payments and data access across bank APIs. Its partnership with Volt and Yapily for a Ukraine donation gateway illustrates its role as an open banking rails provider for third-party platforms.
Full dossier: Token’s own stack, layer by layer →Other Open Banking providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
An embeddable badge for Token’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.
<a href="https://www.embeddedfinanceindex.com/vendors/token?ref=badge">
<img src="https://www.embeddedfinanceindex.com/api/badge/token.svg"
alt="Ranked #61 of 87 in Open Banking — Embedded Finance Index 2026">
</a>
<img src="https://www.embeddedfinanceindex.com/api/badge/token/install" width="1" height="1" alt="" style="display:none">2 companies are linked to Token in the Embedded Finance Index 2026, through their own public disclosures or Token's published customer list, including Universo and Zoho Books.
Token is an embedded-finance provider in Open Banking. It ranks #61 of 87 Open Banking providers by linked companies.
The most-named Open Banking alternatives to Token are Plaid (296 buyers), Salt Edge (59 buyers), GoCardless (57 buyers), MX (56 buyers), TrueLayer (43 buyers) and Tink (41 buyers).
Token is headquartered in London, England, United Kingdom.
Get a read on where your own stack stands against Token and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.