← Embedded Finance Index 2026/Vendor

Stearns Bank

Provider
BaaSSponsor Bank

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 3 companies across 2 categories.

stearnsbank.comAlso analysed as a company — its own stack →
CategoriesBaaS, Sponsor Bank
Rank#210 of 322 in BaaS
Buyers3 companies
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Who uses Stearns Bank
3 companies disclose Stearns Bank in their stack
Fintech AutomationRollfiWireFX
Buyer mix · 3 of 3 classified
Infrastructure / BaaS · 1Infrastructure / Payments · 1Infrastructure / Payroll · 1
US · 3
What the disclosures say
Fintech Automation
MSA references AccelerationCloud API management, ModernRails platform with Deposit Account Services Addendum and Card Services Addendum; Stearns Bank partnership announcement on homepage; Austin Capital Trust listed as a scalable banking technology partner.
Rollfi
Stearns Bank publicly lists Rollfi as a customer at bankingembedded.com.
WireFX
The regulatory footer on wirefx.com states 'banking services provided by Stearns Bank N.A., Member FDIC', indicating Stearns Bank N.A. is the sponsor/partner bank for banking services offered via the Mozrt platform.
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Stearns Bank? Claim this profile above to unlock your own full list.
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Alternatives to Stearns Bank

Other BaaS providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Evolve Bank & Trust70 buyersSutton Bank63 buyersCross River55 buyersPathward48 buyersUnit43 buyersClearBank38 buyersThread Bank32 buyersBackbase30 buyers
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Ranked #210 of 322 in BaaS — Embedded Finance Index 2026
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