Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 2 companies across 1 category.
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Splitit launched as a credit card-linked installment solution, differentiating itself from traditional BNPL by leveraging shoppers' existing credit card limits rather than issuing new credit or performing new underwriting. The model positions Splitit as infrastructure — providing white-label, embedded installment tech to merchants while keeping the merchant's brand front and center. Over time the company expanded from pure e-commerce into omnichannel and pay-after-delivery use cases, and introduced its own consumer lending entity (Splitit Consumer Funding LLC) to offer interest-bearing installment plans directly, broadening beyond the pure card-hold model.
Other Lending providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
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alt="Ranked #127 of 255 in Lending — Embedded Finance Index 2026">
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<img src="https://www.embeddedfinanceindex.com/api/badge/splitit/install" width="1" height="1" alt="" style="display:none">2 companies are linked to Splitit in the Embedded Finance Index 2026, through their own public disclosures or Splitit's published customer list, including Dxc and 1stMILE.
Splitit is an embedded-finance provider in Lending. It ranks #127 of 255 Lending providers by linked companies.
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