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Dxc

“Can DXC extend its Hogan core banking platform—which underpins a significant share of global deposit infrastructure—into a full-stack embedded finance layer for banks and fintechs by layering modern installment, card issuing, and payment capabilities on top of legacy infrastructure?”

Founded2017
HQAshburn, Virginia, USA
Total raisedPublic company (NYSE: DXC)
Latest roundNYSE-listed
IndustryInfrastructure / BaaS
The story

DXC Technology was formed in 2017 through the merger of CSC and HP Enterprise Services, inheriting a decades-old Hogan core banking platform that today powers a significant portion of global deposit infrastructure. Rather than being a consumer fintech, DXC positions itself as an enterprise technology partner to financial institutions, enabling banks and fintechs to modernise and extend their core banking capabilities. Recent strategic partnerships with Splitit (BNPL/installments) and Euronet (card issuing/payments) reflect a shift toward embedding modern fintech capabilities directly into the Hogan banking stack, competing with cloud-native core banking challengers.

Last 12 months
2025-10
2026-01
Product timeline
2017
DXC Technology formed via merger of CSC (Computer Sciences Corporation) and HP Enterprise Services, inheriting Hogan core banking platform.· banking
2025
DXC and Splitit announced strategic collaboration to enable card-linked installment payments for Hogan core banking platform clients covering 300+ million bank account holders.· lending
2026
DXC announced strategic partnership with Euronet Worldwide to integrate Hogan core banking with Euronet's Ren platform for card issuing, revolving credit and payment capabilities.· card
The stack
4 layers disclosed in Dxc’s embedded-finance stack
Payments / PSP
Euronet Ren (partner integration)
Banking / BaaS
in the full report
Card issuing
in the full report
Lending
in the full report
Accounting gap: none
5 more providers across 3 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.

Dxc — frequently asked

What bank does Dxc use?

Dxc discloses DXC Hogan (self-operated) as its banking provider, according to the Embedded Finance Index 2026.

Is Dxc a bank?

Dxc does not disclose a bank charter of its own; its banking services are provided through DXC Hogan (self-operated).

Who is Dxc's payment processor?

Dxc processes payments through Euronet Ren (partner integration).

Who issues Dxc's cards?

Dxc's cards are issued through Euronet Ren (partner).

Who provides Dxc's lending?

Dxc's lending and capital products are provided by Splitit.

What is Dxc's embedded finance stack?

The Embedded Finance Index 2026 maps 4 layers in Dxc's stack: Payments / PSP (Euronet Ren (partner integration)); Banking / BaaS (DXC Hogan (self-operated)); Card issuing (Euronet Ren (partner)); Lending (Splitit, Card-linked installment payments (via Splitit, for Hogan bank clients) and Revolving credit (via Euronet Ren integration)).

Where is Dxc headquartered?

Dxc is founded in 2017 and headquartered in Ashburn, Virginia, USA.

How much funding has Dxc raised?

Dxc has raised Public company (NYSE: DXC) in total (latest round: NYSE-listed).

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