Dxc
“Can DXC extend its Hogan core banking platform—which underpins a significant share of global deposit infrastructure—into a full-stack embedded finance layer for banks and fintechs by layering modern installment, card issuing, and payment capabilities on top of legacy infrastructure?”
DXC Technology was formed in 2017 through the merger of CSC and HP Enterprise Services, inheriting a decades-old Hogan core banking platform that today powers a significant portion of global deposit infrastructure. Rather than being a consumer fintech, DXC positions itself as an enterprise technology partner to financial institutions, enabling banks and fintechs to modernise and extend their core banking capabilities. Recent strategic partnerships with Splitit (BNPL/installments) and Euronet (card issuing/payments) reflect a shift toward embedding modern fintech capabilities directly into the Hogan banking stack, competing with cloud-native core banking challengers.