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Sezzle

Provider
Lending

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 6 companies across 1 category.

sezzle.com ↗Also analysed as a company — its own stack →
CategoriesLending
Rank#29 of 254 in Lending
Buyers6 companies
HeadquartersMinneapolis, MN, USA
Founded2016

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Founders & story · from Sezzle’s own dossier

Sezzle launched as a pure-play U.S. BNPL provider competing with Affirm, Klarna, and Afterpax. A planned 2022 acquisition by Zip fell through, forcing Sezzle to chart an independent path. The company pivoted from merchant-integrated checkout to a consumer-first 'shop anywhere' model via the Sezzle Virtual Card (issued by WebBank, powered by Marqeta), and is now extending toward a financial super-app with checking-account ambitions.

Recent developments
  • 2026-04Sezzle Canada launched Virtual Card powered by Marqeta source ↗
  • 2026-05Secured $300M receivables funding facility with Mesirow Alternative Credit source ↗
  • 2026CEO Charlie Youakim signaled exploration of checking accounts and super-app strategy source ↗
Full dossier: Sezzle’s own stack, layer by layer →
Who uses Sezzle
6 companies disclose Sezzle in their stack
Tory BurchBarstrool SportsbookH-E-BDr. MartensMarine LayerBeautylish
Buyer mix · 6 of 6 classified
E-commerce / Retail · 3E-commerce / DTC brand · 2Fintech / Sports Betting · 1
US · 5UK · 1
What the disclosures say
Tory Burch
“Sezzle's own site (sezzle.com) lists Tory Burch as a supported merchant for pay-in-4 BNPL.”
Barstrool Sportsbook
“PRNewswire press release (June 2021): 'Barstool Sports chose Sezzle as its exclusive Buy Now, Pay Later option.' Sezzle named alongside Barstool Sports explicitly in a PR.”
H-E-B
“Sezzle's own marketing page (sezzle.com/shop/h-e-b) lists H-E-B as a supported merchant for pay-in-4 BNPL.”
Dr. Martens
“Sezzle's own site at https://sezzle.com/shop/dr-martens/ lists Dr.”
View source · sezzle.com ↗
Marine Layer
“Sezzle lists Marine Layer as a supported merchant at sezzle.com/shop/marine-layer.”
Beautylish
“Sezzle's own marketing page (sezzle.com/shop/beautylish) explicitly names Beautylish as a merchant accepting Sezzle BNPL, pay-in-4 over 6 weeks with no interest.”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Sezzle? Claim this profile above to unlock your own full list.
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What Sezzle runs on · from its own dossier
The third-party providers Sezzle itself discloses, layer by layer — the vendor as a buyer. Distinct from the companies above that disclose Sezzle.
Sponsor Bank
WebBank
BaaS
WebBank
Card Issuing
Marqeta
Ledger
unknown
Spend / AP
Tipalti
Full dossier with evidence for each layer →
Alternatives to Sezzle

Other Lending providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Affirm65 buyers →Klarna55 buyers →YouLend45 buyers →Mambu36 buyers →Stripe Capital33 buyers →Wisetack27 buyers →Liberis21 buyers →Afterpay16 buyers →
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An embeddable badge for Sezzle’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.

Ranked #29 of 254 in Lending — Embedded Finance Index 2026
Copy-paste snippet
<a href="https://www.embeddedfinanceindex.com/vendors/sezzle?ref=badge">
  <img src="https://www.embeddedfinanceindex.com/api/badge/sezzle.svg"
       alt="Ranked #29 of 254 in Lending — Embedded Finance Index 2026">
</a>
<img src="https://www.embeddedfinanceindex.com/api/badge/sezzle/install" width="1" height="1" alt="" style="display:none">

Sezzle — frequently asked

Which companies use Sezzle?

6 companies are linked to Sezzle in the Embedded Finance Index 2026, through their own public disclosures or Sezzle's published customer list, including Tory Burch, Barstrool Sportsbook, H-E-B, Dr. Martens, Marine Layer and Beautylish.

What does Sezzle do?

Sezzle is an embedded-finance provider in Lending. It ranks #29 of 254 Lending providers by linked companies.

What are the alternatives to Sezzle?

The most-named Lending alternatives to Sezzle are Affirm (65 buyers), Klarna (55 buyers), YouLend (45 buyers), Mambu (36 buyers), Stripe Capital (33 buyers) and Wisetack (27 buyers).

Where is Sezzle headquartered?

Sezzle is founded in 2016 and headquartered in Minneapolis, MN, USA.

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