Payabl
“Can a European-licensed payments and EMI platform deliver an all-in-one money-flow stack (acquiring + multi-currency accounts + payouts + crypto) to merchants?”
HQCyprus (with UK subsidiary)
IndustryInfrastructure / Payments
The story
Payabl. is a European payments technology provider operating as a regulated Payment Institution in Cyprus and an Electronic Money Institution in the UK. It offers card acquiring, a payment gateway with 300+ local payment methods, multi-currency business accounts (payabl.one), virtual corporate cards, global payouts via Visa Direct/Mastercard Send/SEPA/SWIFT/FPS, and crypto/stablecoin settlements.
Last 12 months
Regulated entities
Payment Institution
Cyprus (Central Bank of Cyprus) · 2018
PAYABL. CY LIMITED
EMI
UK FCA
PAYABL. (UK) LIMITED
The stack
Payments / PSP
Banking / BaaS
Card issuing
Open banking
FX & payouts
Accounting gap: significant