ApideckTape
← Embedded Finance Index 2026/Vendor

Qwist

Provider
Open Banking

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 6 companies across 1 category.

qwist.com ↗Also analysed as a company — its own stack →Open Banking Tracker profile ↗
CategoriesOpen Banking
Rank#19 of 87 in Open Banking
Buyers6 companies
HeadquartersBerlin, Germany
Founded2012

Claim this profile. Work at Qwist? Verify your work email to unlock the full buyer list.

Founders & story · from Qwist’s own dossier

Founded 2012 as FinReach, later rebranded finleap connect and then Qwist. In November 2023 Finch Capital acquired both Qwist and rival German open banking provider ndgit and merged them under a new Qwist Group holding — consolidating the DACH open banking / open finance infrastructure market. Today Qwist is a BaFin-regulated PSD2 AISP/PISP serving ~100 customers across DACH and Iberia with connect (data), assess (enrichment/scoring) and activate (pay-by-bank, account switch) product suites.

Latest round: Buyout/LBO (Finch Capital, November 2023)
Acquisitions
ndgit2023
Fellow German open banking API platform provider merged with Qwist under Finch Capital ownership to form Qwist Group.
Full dossier: Qwist’s own stack, layer by layer →
Who uses Qwist
6 companies disclose Qwist in their stack
AutoScout24DKBSolarisTrade RepublicBuchhaltungsButlerHypothekarbank Lenzburg
Buyer mix · 6 of 6 classified
Bank / Community · 1Bank / National · 1Fintech / Investment · 1Horizontal SaaS / Accounting · 1Infrastructure / BaaS · 1Marketplace / Automotive · 1
EU · 6
What the disclosures say
AutoScout24
“Qwist case study: AutoScout24 uses Qwist Financing Platform to integrate online financing with partner banks.”
Trade Republic
“Openbankingtracker.com (TIER 1 — authoritative known_customer_listings) publicly lists Trade Republic as a customer of Qwist for open banking.”
BuchhaltungsButler
“BuchhaltungsButler's own knowledge base explicitly names finAPI, Qwist, and Tink Germany as the open-banking (BaFin-regulated AIS) providers used to connect customer bank accounts and credit cards.”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Qwist? Claim this profile above to unlock your own full list.
Unlock the buyer map

See where Qwist’s disclosed buyers are headquartered. Represent Qwist? Claim this profile above instead — it unlocks your own map immediately.

No newsletter, no sharing your address.

What Qwist runs on · from its own dossier
The third-party providers Qwist itself discloses, layer by layer — the vendor as a buyer. Distinct from the companies above that disclose Qwist.
Payroll / HRIS API
Finch
Full dossier with evidence for each layer →
Alternatives to Qwist

Other Open Banking providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Plaid296 buyers →Salt Edge59 buyers →GoCardless57 buyers →MX56 buyers →TrueLayer43 buyers →Tink41 buyers →Yapily40 buyers →Powens19 buyers →
Share this rank

An embeddable badge for Qwist’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.

Ranked #19 of 87 in Open Banking — Embedded Finance Index 2026
Copy-paste snippet
<a href="https://www.embeddedfinanceindex.com/vendors/qwist?ref=badge">
  <img src="https://www.embeddedfinanceindex.com/api/badge/qwist.svg"
       alt="Ranked #19 of 87 in Open Banking — Embedded Finance Index 2026">
</a>
<img src="https://www.embeddedfinanceindex.com/api/badge/qwist/install" width="1" height="1" alt="" style="display:none">

Qwist — frequently asked

Which companies use Qwist?

6 companies are linked to Qwist in the Embedded Finance Index 2026, through their own public disclosures or Qwist's published customer list, including AutoScout24, DKB, Solaris, Trade Republic, BuchhaltungsButler and Hypothekarbank Lenzburg.

What does Qwist do?

Qwist is an embedded-finance provider in Open Banking. It ranks #19 of 87 Open Banking providers by linked companies.

What are the alternatives to Qwist?

The most-named Open Banking alternatives to Qwist are Plaid (296 buyers), Salt Edge (59 buyers), GoCardless (57 buyers), MX (56 buyers), TrueLayer (43 buyers) and Tink (41 buyers).

Where is Qwist headquartered?

Qwist is founded in 2012 and headquartered in Berlin, Germany.

Benchmark your own stack

Request an embedded finance strategy assessment

Get a read on where your own stack stands against Qwist and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.

  • Your category, mappedHow your stack compares to Qwist and the other buyers it serves.
  • Build vs. buyWhere a provider relationship would close a gap faster than building it.
  • A named analyst, not a form replyA short call to scope what's actually worth assessing for you.

No newsletter, no sharing your address. We use this to reach out about the assessment and nothing else.