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QI Tech

Provider
LendingBaaSSponsor Bank

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 2 companies across 3 categories.

qitech.com ↗Also analysed as a company — its own stack →
CategoriesLending, BaaS, Sponsor Bank
Rank#232 of 254 in Lending
Buyers2 companies
HeadquartersSão Paulo, Brazil
Founded2018
FoundersPedro Mac Dowell, Marcelo Bentivoglio, Marcelo Buosi
Raised$250M+

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Founders & story · from QI Tech’s own dossier

Founded 2018 as the first SCD-licensed fintech in Brazil, QI Tech built a regulated infrastructure layer for non-bank companies to issue credit (CCBs, notas comerciais). Expanded into BaaS, KYC/antifraud, and Pix infrastructure as embedded finance demand grew in Brazil. The 2024 acquisition of Singulare added DTVM capabilities (fund administration/custody), making it the only end-to-end 'as-a-service' player covering banking, credit, capital markets, and fund administration under one roof.

Latest round: Series B extension, April 2024
Recent developments
  • 2024-04Series B extension of $50M from General Atlantic and Across Capital, valuation ~$1.5B source ↗
  • 2024-01Acquired 100% of Singulare brokerage to expand FIDC business source ↗
Full dossier: QI Tech’s own stack, layer by layer →
Who uses QI Tech
2 companies disclose QI Tech in their stack
Ant FinancialBizCapital
Buyer mix · 2 of 2 classified
Fintech / Neobank · 1Fintech / SMB Lending · 1
APAC · 1LATAM · 1
What the disclosures say
Ant Financial
“BusinessWire and QI Tech case study (2025): Bettr, Ant International's AI-driven lending business, launched in Brazil offering SME working capital and consumer BNPL on AliExpress, with QI Tech providing the regulated financial infrastructure (onboarding, credit issuance, FIDC fund administration).”
BizCapital
“Pix e TED grátis para receber e enviar'; payments are routed through partner institutions (BMP, Dock, Qi Tech) rather than a global PSP like Stripe/Adyen.”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent QI Tech? Claim this profile above to unlock your own full list.
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What QI Tech runs on · from its own dossier
The third-party providers QI Tech itself discloses, layer by layer — the vendor as a buyer. Distinct from the companies above that disclose QI Tech.
Open Banking
Open Finance
Full dossier with evidence for each layer →
Alternatives to QI Tech

Other Lending providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Affirm65 buyers →Klarna55 buyers →YouLend45 buyers →Mambu36 buyers →Stripe Capital33 buyers →Wisetack27 buyers →Liberis21 buyers →Afterpay16 buyers →
Share this rank

An embeddable badge for QI Tech’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.

Ranked #232 of 254 in Lending — Embedded Finance Index 2026
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<a href="https://www.embeddedfinanceindex.com/vendors/qi-tech?ref=badge">
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       alt="Ranked #232 of 254 in Lending — Embedded Finance Index 2026">
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QI Tech — frequently asked

Which companies use QI Tech?

2 companies are linked to QI Tech in the Embedded Finance Index 2026, through their own public disclosures or QI Tech's published customer list, including Ant Financial and BizCapital.

What does QI Tech do?

QI Tech is an embedded-finance provider in Lending, BaaS and Sponsor Bank. It ranks #232 of 254 Lending providers by linked companies.

What are the alternatives to QI Tech?

The most-named Lending alternatives to QI Tech are Affirm (65 buyers), Klarna (55 buyers), YouLend (45 buyers), Mambu (36 buyers), Stripe Capital (33 buyers) and Wisetack (27 buyers).

Who founded QI Tech?

QI Tech was founded by Pedro Mac Dowell, Marcelo Bentivoglio and Marcelo Buosi and is founded in 2018, headquartered in São Paulo, Brazil.

How much funding has QI Tech raised?

QI Tech has raised $250M+ in total.

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