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← Embedded Finance Index 2026/Vendor

Open Banking

Provider
Open Banking

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 2 companies across 1 category.

openbanking.com ↗
CategoriesOpen Banking
Rank#57 of 87 in Open Banking
Buyers2 companies

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Who uses Open Banking
2 companies disclose Open Banking in their stack
CurrencyfairChip
Buyer mix · 2 of 2 classified
Fintech / Consumer banking · 1Fintech / Cross-border payments · 1
EU · 1UK · 1
What the disclosures say
Chip
“Chip is a savings and investment app; its primary money movement relies on Open Banking bank-to-bank transfers rather than card acquiring.”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Open Banking? Claim this profile above to unlock your own full list.
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Alternatives to Open Banking

Other Open Banking providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Plaid296 buyers →Salt Edge59 buyers →GoCardless57 buyers →MX56 buyers →TrueLayer43 buyers →Tink41 buyers →Yapily40 buyers →Powens19 buyers →
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Ranked #57 of 87 in Open Banking — Embedded Finance Index 2026
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       alt="Ranked #57 of 87 in Open Banking — Embedded Finance Index 2026">
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Open Banking — frequently asked

Which companies use Open Banking?

2 companies are linked to Open Banking in the Embedded Finance Index 2026, through their own public disclosures or Open Banking's published customer list, including Currencyfair and Chip.

What does Open Banking do?

Open Banking is an embedded-finance provider in Open Banking. It ranks #57 of 87 Open Banking providers by linked companies.

What are the alternatives to Open Banking?

The most-named Open Banking alternatives to Open Banking are Plaid (296 buyers), Salt Edge (59 buyers), GoCardless (57 buyers), MX (56 buyers), TrueLayer (43 buyers) and Tink (41 buyers).

Benchmark your own stack

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Get a read on where your own stack stands against Open Banking and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.

  • Your category, mappedHow your stack compares to Open Banking and the other buyers it serves.
  • Build vs. buyWhere a provider relationship would close a gap faster than building it.
  • A named analyst, not a form replyA short call to scope what's actually worth assessing for you.

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