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← Embedded Finance Index 2026/Vendor

NPCI UPI

Provider
Open BankingPSP

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 4 companies across 2 categories.

npciupi.com ↗
CategoriesOpen Banking, PSP
Rank#154 of 528 in PSP
Buyers4 companies

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Who uses NPCI UPI
4 companies disclose NPCI UPI in their stack
GrowwNpciOnecardSbi
Buyer mix · 4 of 4 classified
Bank / National · 1Fintech / Consumer banking · 1Fintech / Investment · 1Infrastructure / Payments · 1
APAC · 4
What the disclosures say
Sbi
“sbipayments.com Merchant Establishment Agreement confirms SBI Payment Services Private Ltd as the acquiring entity. sbi.bank.in NPCI UPI disclosure confirms SBI participates as a PSP Bank in UPI, partnering with Google Pay as a TPAP.”
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Alternatives to NPCI UPI

Other PSP providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Stripe782 buyers →Adyen317 buyers →PayPal153 buyers →Checkout.com114 buyers →Worldpay88 buyers →Mollie63 buyers →checkout59 buyers →Braintree57 buyers →
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An embeddable badge for NPCI UPI’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.

Ranked #154 of 528 in PSP — Embedded Finance Index 2026
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       alt="Ranked #154 of 528 in PSP — Embedded Finance Index 2026">
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NPCI UPI — frequently asked

Which companies use NPCI UPI?

4 companies are linked to NPCI UPI in the Embedded Finance Index 2026, through their own public disclosures or NPCI UPI's published customer list, including Groww, Npci, Onecard and Sbi.

What does NPCI UPI do?

NPCI UPI is an embedded-finance provider in Open Banking and PSP. It ranks #154 of 528 PSP providers by linked companies.

What are the alternatives to NPCI UPI?

The most-named PSP alternatives to NPCI UPI are Stripe (782 buyers), Adyen (317 buyers), PayPal (153 buyers), Checkout.com (114 buyers), Worldpay (88 buyers) and Mollie (63 buyers).

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