Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 1 company across 1 category.
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Lloyds Bank is one of the UK's oldest and largest high-street banks, operating current accounts, mortgages, corporate banking, insurance, and wealth management. Over the past decade it has invested heavily in digital and API infrastructure, publishing Open Banking APIs under PSD2 and building out an Embedded Payments proposition for corporate clients. Its Cardnet acquiring arm has been extended with Liberis-powered Merchant Cash Advance to SME merchants, reflecting a move toward embedded lending at the point of payment. Lloyds is increasingly positioning itself as both a regulated open banking provider (AISP/PISP) and an embedded finance infrastructure partner for businesses alongside its core retail and commercial banking franchise.
Other Lending providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
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alt="Ranked #216 of 257 in Lending — Embedded Finance Index 2026">
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<img src="https://www.embeddedfinanceindex.com/api/badge/lloyds/install" width="1" height="1" alt="" style="display:none">1 company is linked to Lloyds in the Embedded Finance Index 2026, through their own public disclosures or Lloyds's published customer list, including Funding Circle.
Lloyds is an embedded-finance provider in Lending. It ranks #216 of 257 Lending providers by linked companies.
The most-named Lending alternatives to Lloyds are Affirm (66 buyers), Klarna (56 buyers), YouLend (48 buyers), Mambu (36 buyers), Stripe Capital (33 buyers) and Wisetack (27 buyers).
Lloyds is founded in 1765 and headquartered in 25 Gresham Street, London EC2V 7HN, United Kingdom.
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