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Ingenico

Provider
PSP

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 2 companies across 1 category.

ingenico.comAlso analysed as a company — its own stack →
CategoriesPSP
Rank#254 of 506 in PSP
Buyers2 companies
HeadquartersSuresnes, France
Founded1980
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Founders & story · from Ingenico’s own dossier

Founded in 1980 as a hardware-centric payment terminal manufacturer, Ingenico evolved into a global payment acceptance solutions provider spanning in-store POS, self-service, and online channels. Following Worldline's acquisition of the group in 2020, the brand was repositioned as a standalone entity within the Worldline ecosystem, retaining its terminal hardware and software heritage. The strategic pivot toward PPaaS (Payments Platform as a Service) represents a shift from hardware-first to cloud-first thinking, enabling third-party ISVs and merchants to build commerce services directly on Ingenico infrastructure. The company is now actively embedding financial services — lending (Jifiti, Splitit), insurance (Cover Genius) — into its POS ecosystem, transforming its terminals from payment acceptance devices into embedded finance distribution points.

Recent developments
  • 2023-10Ingenico and Jifiti announced a worldwide partnership to embed white-labeled bank lending (installment loans, BNPL, net terms) directly into Ingenico PPaaS at point of sale. source ↗
  • 2023-10Ingenico partnered with Splitit to bring white-label BNPL to physical checkout through a single-touch experience on Ingenico terminals. source ↗
  • 2023-01Ingenico partnered with Cover Genius to offer embedded insurance at in-store point of sale via Ingenico terminal infrastructure. source ↗
Full dossier: Ingenico’s own stack, layer by layer →
Who uses Ingenico
2 companies disclose Ingenico in their stack
TD Bank GroupBookingSync
Buyer mix · 2 of 2 classified
Bank / National · 1Vertical SaaS / Vacation Rental · 1
Canada · 1EU · 1
What the disclosures say
TD Bank Group
td.com merchant-solutions pages describe TD Clover Solutions and TD eCommerce Solutions powered by BigCommerce, plus Ingenico and Equinox terminals — TD is itself the acquirer/processor via TD Merchant Solutions.
BookingSync
Manual documents 'Stripe Set-Up' with API key flow; developer docs list Payment Gateways resource explicitly naming Stripe and Ingenico as gateway integrations; homepage promotes SmilyPay as Smily's own payment solution; Cartes Bancaires supported via Stripe.
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Ingenico? Claim this profile above to unlock your own full list.
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What Ingenico runs on · from its own dossier
The third-party providers Ingenico itself discloses, layer by layer — the vendor as a buyer. Distinct from the companies above that disclose Ingenico.
Lending
Jifiti
Insurance
Cover Genius
Full dossier with evidence for each layer →
Alternatives to Ingenico

Other PSP providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Stripe707 buyersAdyen257 buyersPayPal136 buyersCheckout.com111 buyersWorldpay80 buyersMollie56 buyersBraintree54 buyersPix50 buyers
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Ranked #254 of 506 in PSP — Embedded Finance Index 2026
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