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Ingenico

Provider
PSP

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 2 companies across 1 category.

ingenico.com ↗Also analysed as a company — its own stack →
CategoriesPSP
Rank#266 of 531 in PSP
Buyers2 companies
HeadquartersSuresnes, France
Founded1980

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Founders & story · from Ingenico’s own dossier

Founded in 1980 as a hardware-centric payment terminal manufacturer, Ingenico evolved into a global payment acceptance solutions provider spanning in-store POS, self-service, and online channels. Following Worldline's acquisition of the group in 2020, the brand was repositioned as a standalone entity within the Worldline ecosystem, retaining its terminal hardware and software heritage. The strategic pivot toward PPaaS (Payments Platform as a Service) represents a shift from hardware-first to cloud-first thinking, enabling third-party ISVs and merchants to build commerce services directly on Ingenico infrastructure. The company is now actively embedding financial services — lending (Jifiti, Splitit), insurance (Cover Genius) — into its POS ecosystem, transforming its terminals from payment acceptance devices into embedded finance distribution points.

Recent developments
  • 2023-10Ingenico and Jifiti announced a worldwide partnership to embed white-labeled bank lending (installment loans, BNPL, net terms) directly into Ingenico PPaaS at point of sale. source ↗
  • 2023-10Ingenico partnered with Splitit to bring white-label BNPL to physical checkout through a single-touch experience on Ingenico terminals. source ↗
  • 2023-01Ingenico partnered with Cover Genius to offer embedded insurance at in-store point of sale via Ingenico terminal infrastructure. source ↗
Full dossier: Ingenico’s own stack, layer by layer →
Who uses Ingenico
2 companies disclose Ingenico in their stack
Download “Built on Ingenico” image ↓
Vestiaire CollectiveBookingSync
Buyer mix · 2 of 2 classified
Marketplace / Two-sided · 1Vertical SaaS / Vacation Rental · 1
EU · 2
What the disclosures say
Vestiaire Collective
“Vestiaire Collective's own privacy policy names Adyen, Ingenico, Klarna, Currencycloud, American Express, PagaMasTarde, PayPal (and its subsidiary Hyperwallet) as payment/banking service providers.”
BookingSync
“Manual documents 'Stripe Set-Up' with API key flow; developer docs list Payment Gateways resource explicitly naming Stripe and Ingenico as gateway integrations; homepage promotes SmilyPay as Smily's own payment solution; Cartes Bancaires supported via Stripe.”
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Where Ingenico’s buyers are
1 country with a disclosed buyer HQ
2 classified buyers, shaded by concentration — heaviest in 🇫🇷 France (2). HQ country, not where Ingenico operates.
Fewer
MoreNo disclosed HQ
New Ingenico customers land in the monthly recap.
What Ingenico runs on · from its own dossier
The third-party providers Ingenico itself discloses, layer by layer — the vendor as a buyer. Distinct from the companies above that disclose Ingenico.
Lending
Jifiti
Insurance
Cover Genius
Full dossier with evidence for each layer →
Alternatives to Ingenico

Other PSP providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Stripe793 buyers →Adyen318 buyers →PayPal156 buyers →Checkout.com114 buyers →Worldpay90 buyers →Mollie64 buyers →Braintree58 buyers →Pix50 buyers →
Share this rank

An embeddable badge for Ingenico’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.

Ranked #266 of 531 in PSP — Embedded Finance Index 2026
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<a href="https://www.embeddedfinanceindex.com/vendors/ingenico?ref=badge">
  <img src="https://www.embeddedfinanceindex.com/api/badge/ingenico.svg"
       alt="Ranked #266 of 531 in PSP — Embedded Finance Index 2026">
</a>
<img src="https://www.embeddedfinanceindex.com/api/badge/ingenico/install" width="1" height="1" alt="" style="display:none">

Ingenico — frequently asked

Which companies use Ingenico?

2 companies are linked to Ingenico in the Embedded Finance Index 2026, through their own public disclosures or Ingenico's published customer list, including Vestiaire Collective and BookingSync.

What does Ingenico do?

Ingenico is an embedded-finance provider in PSP. It ranks #266 of 531 PSP providers by linked companies.

What are the alternatives to Ingenico?

The most-named PSP alternatives to Ingenico are Stripe (793 buyers), Adyen (318 buyers), PayPal (156 buyers), Checkout.com (114 buyers), Worldpay (90 buyers) and Mollie (64 buyers).

Where is Ingenico headquartered?

Ingenico is founded in 1980 and headquartered in Suresnes, France.

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