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Jifiti

Provider
Lending

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 3 companies across 1 category.

jifiti.com ↗Also analysed as a company — its own stack →
CategoriesLending
Rank#57 of 254 in Lending
Buyers3 companies
HeadquartersIsrael (with US operations)
Founded2011
FoundersYaacov Martin
Raised$30.3M

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Founders & story · from Jifiti’s own dossier

Jifiti started as a white-labeled embedded lending orchestration platform, acting as the technology middleware between banks/lenders and merchants. Rather than underwriting loans itself, Jifiti built a multi-lender waterfall and omnichannel distribution layer that allows financial institutions to deploy their own loan products at any merchant touchpoint. The company expanded from B2C installments into B2B BNPL and heavy equipment financing, then added virtual card issuance and digital wallet provisioning (Tap Now, Pay Later™) to enable zero-integration deployments at physical POS. Obtaining EMI status has positioned Jifiti to serve regulated financial services clients across Europe more directly.

Latest round: Venture (Round not Specified), 2021
Recent developments
  • 2022-01Jifiti partnered with Mastercard to scale its point-of-sale installments offerings globally. source ↗
Full dossier: Jifiti’s own stack, layer by layer →
Who uses Jifiti
3 companies disclose Jifiti in their stack
FIS BrasilIngenicoi2c
Buyer mix · 3 of 3 classified
Infrastructure / Payments · 2Infrastructure / Card issuing · 1
US · 2EU · 1
What the disclosures say
FIS Brasil
“Jifiti announced end-to-end embedded lending partnership with FIS in June 2023 for banks, FIs, and merchants.”
Ingenico
“Jifiti press release on jifiti.com explicitly names Ingenico as a partner: 'Ingenico, the global leader in payment acceptance solutions, joins forces with Jifiti, the global-leading fintech in white-labeled embedded lending, in a landmark worldwide alliance.' Splitit partnership announced on ingenico.com.”
i2c
“i2cinc.com/blog/jifiti-pioneering-the-future-of-embedded-lending/ is hosted on i2c's own domain and describes Jifiti as a partner for embedded lending, satisfying the attribution rule (target's own domain).”
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What Jifiti runs on · from its own dossier
The third-party providers Jifiti itself discloses, layer by layer — the vendor as a buyer. Distinct from the companies above that disclose Jifiti.
Card Network
Mastercard
Full dossier with evidence for each layer →
Alternatives to Jifiti

Other Lending providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Affirm65 buyers →Klarna55 buyers →YouLend46 buyers →mambu36 buyers →Stripe Capital33 buyers →Wisetack27 buyers →Liberis21 buyers →Afterpay16 buyers →
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An embeddable badge for Jifiti’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.

Ranked #57 of 254 in Lending — Embedded Finance Index 2026
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<a href="https://www.embeddedfinanceindex.com/vendors/jifiti?ref=badge">
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       alt="Ranked #57 of 254 in Lending — Embedded Finance Index 2026">
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Jifiti — frequently asked

Which companies use Jifiti?

3 companies are linked to Jifiti in the Embedded Finance Index 2026, through their own public disclosures or Jifiti's published customer list, including FIS Brasil, Ingenico and i2c.

What does Jifiti do?

Jifiti is an embedded-finance provider in Lending. It ranks #57 of 254 Lending providers by linked companies.

What are the alternatives to Jifiti?

The most-named Lending alternatives to Jifiti are Affirm (65 buyers), Klarna (55 buyers), YouLend (46 buyers), mambu (36 buyers), Stripe Capital (33 buyers) and Wisetack (27 buyers).

Who founded Jifiti?

Jifiti was founded by Yaacov Martin and is founded in 2011, headquartered in Israel (with US operations).

How much funding has Jifiti raised?

Jifiti has raised $30.3M in total.

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