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InComm Payments

Provider
PSP

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 2 companies across 1 category.

incommpayments.com ↗Also analysed as a company — its own stack →Open Banking Tracker profile ↗
CategoriesPSP
Rank#261 of 528 in PSP
Buyers2 companies
HeadquartersAtlanta, GA, USA
Founded1992

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Founders & story · from InComm Payments’s own dossier

Founded in 1992 as a prepaid card and transaction technology company serving retailers, InComm expanded over decades into a broad payments infrastructure player covering gift cards, prepaid reloadable cards, healthcare benefits (HSA/FSA/HRA), incentives, and fintech-as-a-service programs. A landmark 2017 deal to acquire the American Express Serve platform and become the exclusive programme manager for Amex prepaid products in the US marked a significant pivot toward operating full-stack card programmes rather than merely distributing them. Today, InComm operates under the 'InComm Payments' brand as an embedded finance infrastructure provider with multiple sponsor-bank relationships (Pathward, The Bancorp Bank, Sutton Bank, American Express National Bank), enabling white-label card accounts and financial services for its partners.

Latest round: Private Equity
Full dossier: InComm Payments’s own stack, layer by layer →
Who uses InComm Payments
2 companies disclose InComm Payments in their stack
IncommWalgreens
Buyer mix · 2 of 2 classified
Infrastructure / Payments · 1Vertical SaaS / Healthcare · 1
US · 2
What the disclosures say
Incomm
“Rapyd is listed as a customer/partner by IBS Intelligence: 'Rapyd partners with InComm Payments to support cash payments'.”
Walgreens
“BusinessWire (2021): 'Walgreens announced an agreement with InComm Payments… to provide convenient and accessible financial services options… launch a new bank account offering… with a Mastercard debit card.' Mastercard is the card network for both the debit card and myWalgreens Credit Cards.”
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What InComm Payments runs on · from its own dossier
The third-party providers InComm Payments itself discloses, layer by layer — the vendor as a buyer. Distinct from the companies above that disclose InComm Payments.
Sponsor Bank
Pathward
BaaS
Pathward
Card Issuing
Pathward
Lending
Zip US
Full dossier with evidence for each layer →
Alternatives to InComm Payments

Other PSP providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Stripe782 buyers →Adyen317 buyers →PayPal153 buyers →Checkout.com114 buyers →Worldpay88 buyers →Mollie63 buyers →Braintree57 buyers →Pix50 buyers →
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Ranked #261 of 528 in PSP — Embedded Finance Index 2026
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InComm Payments — frequently asked

Which companies use InComm Payments?

2 companies are linked to InComm Payments in the Embedded Finance Index 2026, through their own public disclosures or InComm Payments's published customer list, including Incomm and Walgreens.

What does InComm Payments do?

InComm Payments is an embedded-finance provider in PSP. It ranks #261 of 528 PSP providers by linked companies.

What are the alternatives to InComm Payments?

The most-named PSP alternatives to InComm Payments are Stripe (782 buyers), Adyen (317 buyers), PayPal (153 buyers), Checkout.com (114 buyers), Worldpay (88 buyers) and Mollie (63 buyers).

Where is InComm Payments headquartered?

InComm Payments is founded in 1992 and headquartered in Atlanta, GA, USA.

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