Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 2 companies across 2 categories.
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GrailPay was founded as a B2B payments risk and data network focused on the ACH rail, where fraud and credit risk have historically lagged behind card-based infrastructure. The company positioned itself as a modern intelligence layer — providing ML-driven risk analytics, KYB/KYC, sanctions screening, and guaranteed ACH settlement — for fintechs, ISOs, ISVs, and payment processors. It has added a net-terms financing product layered directly onto the ACH rail, monetising each financed transaction for partners.
Other Fraud providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
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<img src="https://www.embeddedfinanceindex.com/api/badge/grailpay/install" width="1" height="1" alt="" style="display:none">2 companies are linked to GrailPay in the Embedded Finance Index 2026, through their own public disclosures or GrailPay's published customer list, including Narmi and Forward.
GrailPay is an embedded-finance provider in Fraud and PSP. It ranks #8 of 11 Fraud providers by linked companies.
The most-named Fraud alternatives to GrailPay are ComplyAdvantage (29 buyers), Sardine (18 buyers), Taktile (13 buyers), Signifyd (10 buyers), Forter (7 buyers) and Kount (6 buyers).
GrailPay is headquartered in New York, New York, United States.
GrailPay has raised $6.7M in total.
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