Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 2 companies across 2 categories.
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GrailPay was founded as a B2B payments risk and data network focused on the ACH rail, where fraud and credit risk have historically lagged behind card-based infrastructure. The company positioned itself as a modern intelligence layer — providing ML-driven risk analytics, KYB/KYC, sanctions screening, and guaranteed ACH settlement — for fintechs, ISOs, ISVs, and payment processors. It has added a net-terms financing product layered directly onto the ACH rail, monetising each financed transaction for partners.
Other Fraud providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
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