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GoTyme Bank

Bank
LendingBaaS

Bank tracked in the Embedded Finance Index. Named by 2 companies, most often as their banking-as-a-service.

gotymebank.com ↗Also analysed as a company — its own stack →
TypeBank
Used asBanking-as-a-Service, Lending partner
Rank#199 of 255 in Lending
Buyers2 companies
HeadquartersGiga Tower, Quezon City, Philippines
Founded2022

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How companies use GoTyme Bank

2 companies name GoTyme Bank in their stack. The most common role is banking-as-a-service (1). A company can use the same bank for more than one thing.

Banking-as-a-Service1
Lending partner1
Background · from GoTyme Bank’s own dossier

GoTyme Bank launched in October 2022 as a digital-only bank in the Philippines, built on the proven model of TymeBank in South Africa — leveraging kiosk-based onboarding to reach underbanked Filipinos at scale. It is a joint venture between Singapore-based Tyme Group and the Gokongwei Group (JG Summit), giving it embedded distribution through the Robinsons retail ecosystem. From a pure consumer deposit-and-debit play, GoTyme has expanded into cross-border remittances (via Wise Platform), SME merchant cash advance lending, and installment credit (BNPL via QR Ph), pursuing the financial OS position for mass-market and MSME segments in the Philippines and broader Asia.

Latest round: Series D, December 2024
Recent developments
  • 2024-12Tyme Group raised $250M Series D led by Nubank at a $1.5B valuation. source ↗
  • 2025-11GoTyme Bank announced partnership with Wise Platform for international remittances, becoming Wise Platform's first partner bank in the Philippines. source ↗
  • 2025-08GoTyme Bank and TikTok Shop launched tailored MSME loans for sellers on the e-commerce platform. source ↗
  • 2025-08GoTyme Indonesia launched Luna Capital Modal Xpress embedded lending product in partnership with LunaPOS and danabijak. source ↗
Full dossier: GoTyme Bank’s own stack, layer by layer →
Who uses GoTyme Bank
2 companies disclose GoTyme Bank in their stack
AdumoTymeBank
Buyer mix · 2 of 2 classified
Fintech / Neobank · 1Infrastructure / Payments · 1
Africa · 1APAC · 1
What the disclosures say
Adumo
“adumo Capital page explicitly states 'adumo Capital is brought to you in partnership with GoTyme Bank'.”
TymeBank
“neobanks.guide TymeBank review; idemia.com press release on card issuance partnership; tymebank.co.za/legal showing GoTyme Bank Limited as SARB-regulated bank”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent GoTyme Bank? Claim this profile above to unlock your own full list.
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What GoTyme Bank runs on · from its own dossier
The third-party providers GoTyme Bank itself discloses, layer by layer — the vendor as a buyer. Distinct from the companies above that disclose GoTyme Bank.
BaaS
Mambu
Card Issuing
Paymentology
Card Network
Visa
FX / Payouts
Wise Platform
Full dossier with evidence for each layer →
Other banks in Lending

Other banks named for Lending in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Cross River10 buyers →WebBank10 buyers →Celtic Bank6 buyers →Lead Bank5 buyers →Banco Bradesco4 buyers →First National Bank of Omaha3 buyers →NatWest Boxed3 buyers →The Bancorp Bank3 buyers →
Share this rank

An embeddable badge for GoTyme Bank’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.

Ranked #199 of 255 in Lending — Embedded Finance Index 2026
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       alt="Ranked #199 of 255 in Lending — Embedded Finance Index 2026">
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GoTyme Bank — frequently asked

Which companies use GoTyme Bank?

2 companies are linked to GoTyme Bank in the Embedded Finance Index 2026, through their own public disclosures or GoTyme Bank's published customer list, including Adumo and TymeBank.

What do fintechs use GoTyme Bank for?

GoTyme Bank is a bank. Companies in the Embedded Finance Index 2026 name it as their banking-as-a-service (1) and lending partner (1).

What are the alternatives to GoTyme Bank?

The most-named Lending alternatives to GoTyme Bank are Cross River (10 buyers), WebBank (10 buyers), Celtic Bank (6 buyers), Lead Bank (5 buyers), Banco Bradesco (4 buyers) and First National Bank of Omaha (3 buyers).

Where is GoTyme Bank headquartered?

GoTyme Bank is founded in 2022 and headquartered in Giga Tower, Quezon City, Philippines.

How much funding has GoTyme Bank raised?

GoTyme Bank has raised $250M (Tyme Group parent round) in total.

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